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Talk to his doctor about the need for a change in his caregiving.
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I have been taking care of a friend of mine for 9 years. He has had a traumatic head injury a stroke and now has dementia. He is also severely physically disabled. He makes $1171 a month from a pension and is on Medicaid. What should I do to start the process of finding him a place to go.He is also only 57 years old but I can no longer provide adequate care for him. He has become very abusive since being diagnosed with dementia
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I think it is because my Husband does work part time and we receive some fuel assistance and own our home.He does get social security and I do too. We tried for food stamps and we are just over what is allowed I believe. Our bills are paid and our wants or few. We have medical insurance and now I am working on what is required for last expense and death arrangements.Thank you,
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I recently contacted the local funeral home for myself for and I would recommend you do the same. That's probably the best source for info on costs and how to pay. Is there some reason your husband doesn't get SS too? Your family could possibly benefit from Food Stamps and other assistance programs based on your income. Using those may help you find some money for final expenses.
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We are both on Medicare and I received disability from Social security. My Husband works part time for additional income.
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What is required for final expense at time of death for my Husband and myself TY,
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Good afternoon, My question is trying to figured a head of time my final expenses at my death. So it is reasonably not something my spouse or children need to be concern about. No I don't have an expiration date. I am disable and have some money aside for a future funeral cost yet, nothing has been finalized at this moment in time. Then I had set up a small funeral arrangement just in case what ai do have is not enough for such service. Could please advice me rather to continue with such planned arranged service or do something different. My spouse and myself are both on Medicare and my husband work part time at this time, with a n annual gross income of approx. 13,000.
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So ... there is the SS and a separate widows pension - that's good to know. Because of constant moves, a child with chronic illness, and my own health I only worked a small part of our marriage, thus I did not earn enough SS points. I only knew of the small bit of SS I would get from his SS earnings. I really appreciate the information you passed on - the Aid and Assistance was new to me as was the Widows Pension. I shared the information with my husband, he had not heard of either before. It's nice to know if I died first he will be well taken care of! Thanks again!
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For SS- your payment will increase when he dies go to SSA.gov
For VA- there is a widow's pension & Aid and Attendance, see VA.gov
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Thanks Pam I am looking up the information on the Aid and Assistance - is the Widows Pension a SS or Military/VA thing? I was not clear if they are the same ... I did not earn enough credits for my own SS and will have a small sum based on my husband's work from SS.
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Thanks for that - we know he is set if I die first as he will have his retirements, social security and the VA check as well as be able to use the VA home we have locally. I just did not know what would happen if he went into the nursing home or died first. We bought extra life insurance on him because he was the one that had the paycheck. However with everything we have been reading we are concerned that all of our plans are soured, that the insurance he set aside for my benefit would disappear. I know we could cash out the life insurance at some point. Yet if it's just me - without any of the life insurance - I could not afford to keep our small house on the SS only, in fact I would be destitute. And if the job retirement is taken that's where I'd be. I know some VA's do allow for spouses - I will have to check on that. Thanks again!
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Anny, if he goes into VA care, you avoid all the Medicaid problems with estate recovery. Even if he does go onto Medicaid, you get a spousal allowance for your needed expenses.
If he dies, the VA has many benefits for surviving spouses. Look them up at VA.gov. especially widow's pension and "aid and attendance"
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I have a question - my husband has a military retirement plan that ceases when he dies. He also has a retirement plan from a job that will continue after his death as we choose an option to continue the retirement plan with a reduction in the current monthly payments - this will allow me to have some income from that as well as some from his SS. Currently we own a small home and have some insurance, mainly on him as I have health problems which did not allow us to add more to mine. So ... if he either needs nursing care OR dies .... are his insurance and retirement checks taken from me. We have our children as beneficiaries.
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Stefani, a good facility will help sort out the financial end. If there is a facility you like, go talk to them about the possibilities.
7348bill, you are lucky because NJ is one of the few states that will cover ALF under Medicaid! It IS fair, because the state picks up the rest of the tab. We have many posters here in other states that wish they were in NJ
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You still don't get it. As I said before,get someone to help you.
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This is for the curt ralph..my rent is 1180.00..utiility heat electric laundry parking 500.. then you ssid 582 for something..then add 1939 equal s 3145 for the ans..I just dont understand
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my mother is 87 and has experienced 2 strokes and as a result is having seizures of which they are not predictable when they occur.The doctor has said because of these seizures she can not live alone.She lives in New Jersey.We are under the belief that when she is put in a assisted live program under medicaid that they take her SS and her work pension? This does not seem fair for she worked all those years and earned it. She contributed to SS and her pension also?
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Stefani, all the answers here won't be helpful if you don't read them. Re-read the prior post from Ralph. If you still don't get it, have someone help you.
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How can I get help trying to put him into a eden facility or nh .. And how can I find a nh that will take him in and not take my ss and pension? I cannot live under the same roof with him..
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Stefani...
The spouse not applying for Medicaid benefits is called the Community Spouse.
The Community Spouse is permitted to retain all of his/her own income regardless of the amount and is guaranteed a minimum of the couple's combined income if their own income falls below $1,939 and can receive a maximum of $2,931 (in 2014).
The income the Community Spouse is able to retain when the other spouse in receiving Medicaid nursing home benefits is called the Monthly Maintenance Needs Allowance (MMNA) and varies by state.
Using Massachusetts specific numbers below you will be able calculate the amount you will be able to keep for your needs.
The formula is this:
Add your rent + $608 Utility allowance (state mandated). This equals your "Shelter Cost".
From your shelter cost subtract $582 (state mandated shelter allowance).
The result is your "excess shelter costs".
This is added to the minimum Monthly Maintenance Needs Allowance of $1,939.
The result is the amount you will retain (up to a maximum of $2,931).
Example:
Your rent is $1,200 + $608 Utility Allowance = $1,808.
$1,808 - $582 = $1,226.
$1,226 + $1,939 = $3,165
In this example you will be able to retain $2,931
I hope this answers your question.
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Hi Ralph I live in Mass..husband has altz with dementia & diabetes. .he is at home w/me. He is on both Medicaid & Medicare snd blue cross..I rent an apt do not own a car I lease it..we have no money in the bank..he gambled his complete retirement. All we have is our ss and pension checks. They total $3880.00 each month..I have two life ins policies each for $1500.00
My question is what can I expect to keep for my rent and food, utility bills when I put him in a nursing home?
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My brother in law just got approved for Medicaid, he is currently in a nursing home. He has a pension and they are telling us the nursing home get the all the pension minus $45 for him and $77 for medical ins. If he has to file income taxes next yr. how does that work since he want be paying anything into it.
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Can beneficiary benefits (payable on death of owner) to children and grandchildren of IRA's and Annuitys be garnished for long term care bills paid by medicaid?
Can spouse survivor pension benefits be garnished for long term care bills after the pensioner has died?
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Thank you jeanneqibbs yes she is in a nursing home and she can ask. I hope she can keep some of her pension.I always heard no one can touch your pension money I might be wrong on this.Anyone out there with information on this please feel free to write me the info.Thanks im in Ohio linda0223
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If your sister is already in a nursing home, linda0223, she can simply ask how this will be handled. She will be allowed at least some of the $100/month, but how much can easily be determined by asking.

Is she able to ask this on her own? Is someone else helping her handle her affairs, perhaps as POA?
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My sister is in a nursing home.She currently is on medicare and medicade.She is wanting to know about her pension money.She receives 50.00 a month from Veterns and 40.00 from Social Security.I need to know if the nursng home can take her pension money from her for her keep. Her pension is only 100.00 a month.I would be ever grateful if I could receive some information on this I live in Ohio thank you.
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I know that you can pre pay their funeral expenses, this will not hurt their qualification status for Medicaid. Pay the expenses in full for both of them In fact Medicaid encouraged me to do so.. Best wishes.
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tobor001, I think that the basic rule is that all income with the exception of a small allowance, is to be used for the expense of the long-term care facility. If there is no spouse living in the community who also needs some of the income to live on, then there are no allowances for maintaining a home in the community. If you own a house, for example, you may be allowed to keep it, but how you are going to pay property taxes and insurance is another matter!

That is just my layman's understanding. I hope that Ralph or another forum expert will pop back on and give you specific details.
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Medicaid to take my father’s Social Security and Pension. This is New York.
My father William is in a nursing rehab center since last year.
He had setbacks with his health, that is why he is in there this long.
He is not going to be permanent there. My mother who passed away on March 5, 2012, before applied for medicaid for my father since they could not afford the rehab center's cost. Aetna medicare will not cover it. The medicaid went through this week but medicaid is saying that they want my father's social security and pension. I can see the social security, but the pension is used to keep his apartment running until he is able to return. Could you please advice me what to do?
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No problem Ralph, I know I've said and asked alot, forgive me for rambling on and thank you for bearing with me and supplying much needed answers.
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