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My father has dementia and 3 of us have co poa (with no individual authority). One of my brothers got my father to put him on his bank acct. Without the other two's consent. Is that legal?

Joint POA is never a good idea. One trusted person should be POA, not brother Bubba, cute sis Little Suzie and cousin Mordecai as co-POAs. They are bound to have conflicts of interest or at the very least different ideas about how things should be done. Also, the one in charge of dad's physical care should be the lone POA. Otherwise the person who has to make sure dad has 24/7 care and 5 packages of Depends per week has to keep asking the POA for enough money to cover expenses. If POA is, say, Cute Little Suzie, and she's off on a world tour with her boyfriend, it can be difficult to get the money.

As a veteran of being co-POA with my sister, I would never be co-POA again. Cooperation was necessary, and regardless of how my parents had thought it would be when they appointed the two of us, it wasn't always forthcoming from sis. Live and learn.
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Reply to Fawnby
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From what I understand, a POA does not have to be on a bank account. The POA gives them the right to write checks. Ask the bank. Is brother on as a POA, authorized signature or owner? How is it writtem "Dad and brother" or "Dad or brother".
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Reply to JoAnn29
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What does the POA say about when it becomes active, and have those conditions been met? For example, if it says that you need a written diagnosis of incompetence from a doctor, do you have that? Did it happen before or after your father put your brother on the account? The bank wouldn't have known about the POA or diagnosis if no one had given them to the staff.

If this was done after the conditions had been met, or the conditions have now been met, go to the bank manager and ask that the other two of you be added to the account as well.

If the conditions hadn't been met, than your father was entitled to do what he wanted with the account.

The bank may have additional paperwork that all three of you have to sign.
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Reply to MG8522
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And what does your brother say when you ask him about it? Have you asked him about it? If not, this would be my first act.

Each bank has their own protocol of how they approach a person's PoA and their agents. I've dealt with 3 and they were all different.

Did he take your Father in person to the bank and he authorized it? If you Father has only slight dementia, the bank won't pick up on this.

Did your brother take his PoA paperwork to the bank, as well as a letter from your Father's doctor diagnosing his impairment? In my experience the bank wants the original PoA paperwork and a minimum of a valid ID for your Father.

Is this brother trying to get Father's bills paid?

I don't think he needed your consent, but if you don't get a satisfactory answer from your brother I would call or go to the bank and calmly talk to a rep there to find out.

It's a shame your Dad his PoA this way. It will probably be chaos and angst unless all 3 of you learn how to communicate really well. If anyone has suspicions of the other, it's going to be ugly.
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Reply to Geaton777
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You need to contact a lawyer.
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Reply to JustAnon
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