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My mother is 83 and in good health. Mild cognitive decline but still pretty sharp. She and her husband are constantly talking about how I should move in or have them move in with me whenever they get to the age that they’re not able to care for themselves in their home. I have told them I have no intention of doing either. Then they say “well please promise to never put us in a nursing home”. That’s not a promise I can make. I cannot predict the future and their health. I hope they can live their lives independently right up until the end but things happen and circumstances change. How can I make this clear to them without sounding harsh or uncaring?My husband and I plan to retire in 4 years (we’ll be 62) and hope to travel and enjoy our retirement not become full time caregivers. My mom and her husband have already enjoyed their retirement and traveling when they were my age. I think it’s unfair of them to expect this from me.

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It is unfair, and demanding promises about things you can't control is juvenile and manipulative. When they start up you can say "I promise to always do my best for you" and refuse to elaborate. If they keep pushing ask do they want your best or not? And when you do your best, be sure to consider everyone involved, which means you and your husband too.
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Reply to Slartibartfast
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You're right...it is very unfair of your parents to expect you to give up your life and retirement to care for them in their old age, when they have gotten to enjoy their retirement and travel. And I'm guessing they didn't care for their parents either.
It's just best to be upfront and honest with your parents letting them know that while you love them both very much that you will not be their caregiving plan in the future, but that you will be happy to come visit them if they should end up in a care facility.
I find it so incredibly selfish of any parent that expects their children to give up their lives to care for them as they age. If they truly loved their children they would never want that for them. I'm just saying.
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Duderino54 Mar 11, 2026
I love this response. My mother had a carefree retirement, traveled, and did as she pleased. Her parents had been gone about 10 years by the time she retired. Even when they were aging and sick, she did very little for them. However, as she aged, my brother and I have done everything for her. I helped more day to day when I lived nearby (and still worked). As time passed, I saw the writing on the wall and I was not about to hang around for endless caregiving. Brother handles it now (paid caregivers and all that drama) since he lives close to her. I will not sacrifice my retirement to care for her. She cannot do any ADLs. I’m closing in on 72, and I have many other things that I wish do with my retirement time. If it were up to me I would’ve long ago sold her house and moved her somewhere so she could be cared for by professionals. I mentioned this to my brother several times, but he always says well… I promised her I’d never put her in a facility. OK - his choice. These “promises” are unrealistic.
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Tell them no, absolutely not, and then change the subject. Tell them you will end the conversation every time they bring it up. Say that this is for their own good because if they don't make their own plans for this situation, then they'll be out of luck. Then, follow through. If you are with them in person, leave or ask them to leave. If you are on the phone with them, hang up. They are being extremely selfish. Stay firm!
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I had to tell my mother she and my father (both 93 at the time) needed to be in a nursing home because their daughters were no longer able to take care of them because it became too much. Believe me we tried but it was very difficult to take care if two people with two totally different health issues and to deal with house crises that seemed to constantly happen at the worst possible times. Like the hot water heater flooding the basement on my sister’s birthday or the toilet not being able to flush on Thanksgiving morning. It was always something.

It was not well received but it had to be said. And the two of them going into a nursing home is what happened.
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You’re wise not to make a foolish promise. None of us knows what may come, to extract this promise is manipulative and misguided. My mom went from living independently to being a two person assist for every move in a blink. She could literally do nothing for herself and there was no way her level of care could realistically be accomplished in a home setting. Can’t imagine if she’d made her family promise such a thing. Promise your mother she will always be care for, but don’t promise it will be by you. Reassure her that you care and will advocate for her, that’s all anyone could ever expect
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I would use that request as an entry to have a discussion about it.
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AlmondJoy72468, I can relate to the part where your parents had a wonderful retirement as did mine. And they never needed to help with their own parents because they lived too far away. So they were unfamiliar with what all is required.

I remember telling my Dad that when his own mother needed help, she had two sons living in her area, plus their wives, and a gaggle of grandchildren most of driving age. My Mom's parents had five children who lived near by them, plus grandchildren. For me, I was an only child, so it fell on my shoulders alone. Thus, no vacations, no movies, not even dining out never knowing when the phone would ring. Both were fall risks.

Later a serious fall had placed my Mom (late 90's) in a nursing home. There was no way she could have lived at home as she needed professional care, she didn't know where she was, she though she was on vacation and staying in a hotel. Dad eventually went into Independent Living at a senior facility and loved his apartment, especially since he no longer needed to worry about maintaining their house (he sold it).

Eventually Dad transferred to Memory Care in the same complex due to dementia. Oh, when Dad was still living at his house, he had around the clock caregivers, which he really liked. And hubby and I were relieved. If only my Mom would have accepted them, but she didn't want strangers in HER house, touching HER things or cooking for HER husband.
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You tell them you are not going to be able to make a promise like that as no one can predict how much care someone would need in the future .

And to answer your question , my mother tried to get me to leave my family , move in with her and promise never to put her in a nursing home. Mom went to Assisted Living beyond angry . It was the right decision . I could never have lived with my mother.

BTW my parents didn’t take care of their parents either , so I really don’t get why they get this idea in their heads .
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I think the best response is for you to ask “promise me you will die before you become unable to care for yourselves in your own home”. It’s a conversation stopper, but it’s also a very fair counter-request.
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Slartibartfast Mar 10, 2026
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“I will try.” or “I will do my best.”

Not promises. Follow with, “But if it is necessary, which nursing homes do you like the best?”

Thankfully, my mom only made me “promise” in regard to one specific nursing home. Of course, she was still furious at me when I moved her into the lovely assisted living *she had chosen*.
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You are doing the right thing. They had their retirement, you deserve yours. Tell them you can make no promises. You will not be a caregiver for them. They will either need to pay for homecare or move to an Assisted Living when and if they need care. This is something they should have planned for, not for you to be the option. For now, you all will just take one day at a time and worry about their care when you need to.

Not once did my parents say that I was going to be caring for them in their old age. They allowed their children to leave the nest and live their lives. Mom took care of Dad till his death at 79 she was 78. Her living with me was a last minute decision that lasted 20 months. When the money was available, she went into AL. When she ran out, she went to a nice LTC. By that time her Dementia was going into the last stage. She passed at 89. I have cared for 2 children and helped with 2 grandchildren and then my Mom. The only other person I will care for is my husband and I have not promised him that I won't place him. We r 79 and 76 and I will do my best to keep him home but no guarentee.
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Lovemom1941 Mar 10, 2026
I made my husband promise he WILL put me in a facility as Alzheimer’s has been prevalent in my family. I don’t want him giving up all to care for me. I will do the same if I become isolated because of how it was to care for my mom. I most likely will look for a progressive care situation where we can be together with the least amount of difficulty.
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First ask if either of them lived with their elderly parents to care for them. They probably didn't but if they did, ask them how many years they did it and if they "enjoyed" that sacrifice. Tell them you're not them and are not willing to do it no matter what.

Tell them that you'll promise to never put them in a facility if they promise to pay whatever it takes to keep them in their home: aids, maintenance, labor, medical transport, etc and a person to do all this management (not you). FYI this can eventually cost more than a good facility. They must show you they have the funds to pull this off.

They must also have all their legal ducks in a row, and assign you (or someone) as their DPoA and cooperate with the management of such an arrangement. This is what I remind my Mom (96) is the condition of her staying outside of a facility. The other condition is that I'm not overwhelmed by the management of her living in her home (I live next door to her) or that keeping her home becomes unsafe.
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Reply to Geaton777
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I would just tell them what you are willing to do.

"I can promise to help make sure you get the appropriate care" which can mean a facility at some point, and "I will need you to do all of the necessary paperwork and other things to make that an option. Let's talk about what you want for the future."

I wouldn't get into the DNR stuff at that moment, either, although they often go hand in hand. For some parents that's a deal breaker that kills any further conversation.

You'll have to decide if you want to have this conversation when they bring up this promise or not. I might, now that it's been brought up, wait for a time when everyone is fed, rested and not upset about anything else, and then bring it up myself. You also have to decide what you do want to handle for them and what you don't. Maybe you don't want to be POA or handle anything at all. It's best they know this now.
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Reply to SamTheManager
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You can promise, but you don't have to keep it. Neither do you have to explain yourself for anything you want to do. And why does anything have to be made clear to them? They're demanding too much, and they expect you to change (ruin) your life to take care of them. You're right, it is unfair of them. They'll never understand that, so keep yourself to yourself and nudge them toward a different point of view.

They could go to a continuum of care facility now. These retirement places are wonderful; friends of mine were grateful that this opportunity exists, and they benefitted from it. They bought a house/villa at the facility where they lived independently and loved the neighborhood where everyone was of a similar age. They could cook at home or eat in the restaurant-style dining room 3 meals a day. All handyman and yard services were provided as well as weekly housekeeping and laundry. The next step up would have been assisted living together in their own apartment in the main building, but he became ill and went to memory care in that building. She was able to stay in their villa after he passed, but then when she needed more care, she went into assisted living. That's only one example of several that I know. Their only huge decision was to move there in the first place. The rest all came about naturally in a familiar place with familiar help and their dear friends from the community nearby.

I'm generally for honesty in all things, but in the case of demanding parents (and mine were), I'm not.

Also nursing homes today are not what your parents may remember from visiting old Aunt Gussie long ago. I fear you would never convince them of that, so silently you plan what you will really do, and then when the time comes, you do it.
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southernwave Mar 11, 2026
This is true too. You can promise it but it’s not a legally enforceable contract so you can make whatever is the best decision in everyone’s best interest when the time comes.
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Fair or unfair, right or wrong, neither is viable position.
You feel you cannot do it all by yourself with them totally dependent on you. That’s a boundary you need and you must respect. Promising something you cannot do is not a viable option, I agree.
Don’t promise them what they want. Listen to them, find out what they are truly fearing. Is it inadequate care, lack of independence, missing you, fear of strangers, stories from past experiences of their friends and loved ones?
if you are the one who will be responsible for the decision making for each of them in the long run, get all the appropriate legal paperwork in place now for each of them. A minimum would include a will and a power of attorney for both health and personal property. The three of you together should consult an attorney who specializes in family estate law in the state where your parents reside. They may decide that one or two trusts need to be established now with appropriate terms to comply with each of their wishes. In addition, if one or both of them uses a computer to access anything, you need an up-to-the-minute document stating you can manage their online accounts (social, email, financial and more) perhaps including access to a very secure password manager application for the 3 of you to share if they want you to handle these things. You may need to go with them to each of their financial institutions in person to arrange appropriate legal access to their funds so you can pay their bills should one or both of them lose that capacity. Someone always needs to pay the bills and they should be paying their bills out of their own funds - not yours!!!
I also suggest that you try very hard to consolidate accounts into one or two financial/ brokerage houses and banks to simplify access, record keeping, decision making etc. You may need advice from both an estate attorney and a certified public accountant to make good decisions. As long as they are able, they should be calling the shots with you listening carefully to each of them for both the said and the silenced nuances.
Good Luck
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Reply to CDGChgo
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Fair or unfair, right or wrong, neither is viable position.
You feel you cannot do it all by yourself with them totally dependent on you. That’s a boundary you need and you must respect. Promising something you cannot do is not a viable option, I agree.
Don’t promise them what they want. Listen to them, find out what they are truly fearing. Is it inadequate care, lack of independence, missing you, fear of strangers, stories from past experiences of their friends and loved ones?
if you are the one who will be responsible for the decision making for each of them in the long run, get all the appropriate legal paperwork in place now for each of them. A minimum would include a will and a power of attorney for both health and personal property. The three of you together should consult an attorney who specializes in family estate law in the state where your parents reside. They may decide that one or two trusts need to be established now with appropriate terms to comply with each of their wishes. In addition, if one or both of them uses a computer to access anything, you need an up-to-the-minute document stating you can manage their online accounts (social, email, financial and more) perhaps including access to a very secure password manager application for the 3 of you to share if they want you to handle these things. You may need to go with them to each of their financial institutions in person to arrange appropriate legal access to their funds so you can pay their bills should one or both of them lose that capacity. Someone always needs to pay the bills and they should be paying their bills out of their own funds - not yours!!!
I also suggest that you try very hard to consolidate accounts into one or two financial/ brokerage houses and banks to simplify access, record keeping, decision making etc. You may need advice from both an estate attorney and a certified public accountant to make good decisions. As long as they are able, they should be calling the shots with you listening carefully to each of them for both the said and the silenced nuances.
Good Luck
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You can make an agreement. You agree never to put them in a nursing home. Their part of the agreement is to not have a stroke, or dementia, or any number of life changing illnesses that will
require more care than you are capable of.
I know this sounds cold and insensitive, but I wanted to point out how absurd some of these demands and requests are. Who knows what will happen in the future. I would guess that if an adult child of elderly parents were hit by a bus, the parent's may have to seek care for the child.
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Reply to Sandra2424
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Right from the get-go I told my parents I'd be doing no hands on caregiving or cohabitating with them in their old age. As soon as my mother said the words, "we can live with YOU when we get old" I shut down that notion immediately and told them it would be Independent Senior Living, then Assisted Living or Skilled Nursing care as required. What I did promise was to always help them and be their advocates for life, which I did for over 10 yrs while they lived in IL, then AL and then Memory Care for mom.

Know your limits. Be honest. Tell your folks the truth now and save everybody a ton of headaches and tears later on.

Best of luck to you.
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You say just that: that is a promise you can’t agree to because no one knows what the future holds. That you hope it never comes to that but you can’t make promises based on an unknown future.

And then change the subject.
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This is common with many parents and families, especially in a struggling economy and the increased costs of various services for health care and the shortage of workers in the medical field. A lot of medicine has turned into specialty care which can be an advantage, but has also increased the challenges for people scheduling appointments in less than a period of three months due to new insurance practices and various regulations. Also I wonder if it is also a larger generation trying to receive care from a smaller populated generation.
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StacyAa Mar 13, 2026
I don't think it's that last thing. It's the lack of healthcare workers after the initial COVID crisis burned so many out, as well as many medical practices being bought out by private equity firms that "trim" the number of medical professionals in the practice to save themselves money. And insurance companies add to the chaos. I have a number of chronic illnesses and see several specialists, and I have to go outside of insurance to get good care and shorter wait times. Standard wait time for a neurologist in my area is 8 months to a year. Yes, you read that right. My neuro is private-pay, so her wait times are "only" three months. Fortunately we can (mostly) afford to do this, but our finances do take a big hit every year with my medical costs.

So it's just healthcare in America these days, regardless of generation.
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Wow, that's really selfish to constantly talk about how you should move in or not when they can't take care of themselves anymore. I would be snapping, "I have no intention of doing that!" immediately. Glad you did!

I would ask them if they had to sacrifice their retirement years to take care of their own aging parents? For how long?

Of course they will say they didn't have to. Neither do you. I would be totally annoyed at them bring the same thing up repeatedly, too. I agree they are being unfair (and very selfish) to even expect that, after they already enjoyed their retirement years.
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I think you have a very healthy and realistic view of your parents' care needs as they age.
It is NOT harsh or uncaring to make it clear to them that you do not plan to spend your retirement years as a full time caregiver. It is selfish and uncaring for them to expect that.
I think it's a generational thinking which is changing. In their minds, they probably envision themselves being slower, weaker, and living with family feels safe.
But, I'll bet they don't think they could have dementia and all the crazy behaviors which come with that, or be in diapers, which you'll need to change, or unable to get out of bed, and weigh too much for you to help safely. That's the reality now for many elders.
My mother, who died over 20 years ago, used to say she would come live with me when she was older. Her grandmother lived with her family for many years, doing all the cooking and baking, and lived a fairly independent, quiet life alongside family. She did not require any hands-on care. That was in the mid 1900's. My mom envisioned a similar arrangement as a normal expectation.
Unfortunately, my mother developed cancer and died at age 62, staying in my home for the last two weeks of her life.
My father is still healthy and active at the age of 85. I have told him he will have to be in a nursing home if he needs someone else to care for him. His wife is 20 years younger, and she is not likely to provide hands-on cares, they are both very selfish people, not equipped to take care of another.
I've been taking care of my husband for 10 years. It is killing me. My self-absorbed dad sees me as kind, nurturing, patient, self-sacrificing, a "saint".
That's how he would like to imagine me. I'm sure he thinks I would drop everything to be at his side, and changing his diaper if he needed. I will not.
I am not a nurturing, self-sacrificing saint. I take care of my husband because that's what works best for us right now. I recognize the time will come when I can no longer do this, and my husband will have to be placed in a nursing home.

It is not heartless to provide our loved ones with proper care by professionals in a professional setting. New nursing homes are not the drab, hospital-like places they were 50 years ago. They can be bright, warm, welcoming, and homey-feeling, with cheery trained nurses, administrators, activity directors, and cna's, all attentive to the resident's needs.
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France1956 Mar 13, 2026
Great response! My sister is spending over $7,000 a month for mom's memory care, yet keeps taking her to my sister's house to stay. hy PAY FOR THE CARE IF SHE'S GOING TO PROVIDE IT HERSELF, AND BY THE WAY, COMPLAIN TO ALL OF US ABOUT IT?
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I alwsys pray about my decisions and tgen fo what I feel God is telling me to do. But none if us know what the future holds.
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Reply to Peacefulharbor
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I made that promise to my mother some 20-30 years ago. When she had a stroke at 87 last year, I had no choice. It absolutely broke my heart. My advice is: Don't set yourself up for heartbreak. Don't make promises you can't keep.
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France1956 Mar 13, 2026
My sister promised her biological father that she would never let my alcoholic, drug-addicted brother leave the home that became my mother's upon his death. HShe is stuck now, because all the rest of us siblings are going to want our share of the house, which would put my brother on the streets. She also should NEVER have made that promise, that now is going to get her sued by all of us in court.
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AS an 85-year old in reasonable health and no cognitive issues, I am going to make a recommendation. Convince your parents that they need to move to a CCRC (continuing care retirement community). You will start out in an independent living apartment. In my development there are several basic sizes from studio to 2 bedroom apartments with kitchens. One meal a day is provided. There are doctors that practice within the community, including dentists, optometrists, and podiatrists. If your health goes downhill, you can hire aides to help you out. I have a neighbor who requires 24 hour aides. And if that isn't enough help, there are assisted living apartments, and finally nursing care apartments.
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ElizabethAR37 Mar 13, 2026
This is an excellent recommendation--IF the elder has almost unlimited funds. Although many middle-class retirees, like me, did try to plan for their old age, rising prices for necessities (and living too long!) may have impacted their plans in ways they could not have foreseen. For example, we bought long-term care insurance 30 years ago, but the premiums have now reached a jaw-dropping amount and increase every year.

Without doubt, CCRCs are a great alternative for those who can afford the substantial entrance fee, monthly maintenance fees and increasing costs when additional services are needed. (Then there's this: if the facility is bought out by private equity, which is a thing nationwide, care will be stripped down to the absolute minimum. If that's not enough to turn a handsome profit for investors, the fund can always declare bankruptcy. Often, the residents then become "collateral damage".)
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I see that current Health Care POAs have a section with a question whether the POA can admit the individual to a long-term care facility:
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(a) A nursing home -- Yes No
(b) A community-based residential facility –- Yes No

If I have checked or initialed beside “No” or have not checked or initialed either “Yes” or “No,” my Agent may only admit me for short-term recuperative care or respite care.
---
This seems to make the "promise" an official contract. How have folks dealt with that?
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Rosered6 Mar 13, 2026
My mom's health-care power-of-attorney document is worded like this. (It's the form that the state of Wisconsin provides.) When my siblings and I were thinking and then talking about moving mom to a memory care assisted-living facility, I mentioned that it would be good to try to move mom while she could still consent. She wasn't happy about moving but she agreed to do so. If she had refused to move, we would have had to try to get a guardianship if we wanted to move her over her objection.
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My mom made me promise her to not put her in a nursing home. My father had passed away, and she was still able to take care of herself. But then she had to have surgery for melanoma on her face. It was major surgery, including plastic surgery. I stayed with her for those 4 months helping her recover. Within 6 months dementia set in. I took care of her for 6 years before I burnt out and finally put her in a memory care facility. It broke my heart. I know the sacrifices I put on my own children and my husband during those years and I was basically torn up physically, emotionally and mentally. I made a promise and I kept it. My mom had put both her parents in a nursing home so I guess she really didn’t know the toll it takes on you. I would never ask that of my children. All I ask is that they visit me.
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My parents were the same way, and they included assisted living in that. (My mom had a friend with a bad experience, and that meant all ALs in the universe were bad and intent on killing you. Her friend was also a little delusional.) So we promised we would let them age in place *as long as they were able to care for themselves*. None of this moving into our house, or us moving into theirs (though we might have considered it if necessary, before my own health crashed).

To be fair, their home situation wasn't the greatest. Nonagenarians, Mom had taken to her bed after a couple of bad falls, Dad was doing all the caregiving because I was too sick to. It wasn't great, but they were managing. We helped when we could.

Then my mom had a stroke last August at age 93. Mild, but she was in rehab for a couple of months. We did everything possible to get her home, but the doctor said there was no way (she couldn't stand on her own, and my dad couldn't lift her). We had to make the agonizing decision (for them -- easy for us) to put them in assisted living. Dad was so exhausted by then he knew it was the only thing they could do, and Mom frankly didn't have much say. We also showed them how expensive in-home care would be compared with the (still expensive) AL facility. They moved in in October.

I wish I could say they love it and everything is great. They're not happy they have to be there, sometimes talk about going home before we sell the house (no way is that happening). It's not what they wanted. But they lived through the decision and the move, and they know it's where they need to be.

All that to say -- you don't have to promise. Tell them you can't. (I was clear I wouldn't "promise" to never move them out of their home.) Tell them you'll do everything you can to keep them at home, but if their health becomes compromised, and your situation is such that you can't (or don't want to) take them in, you will help them do the footwork to find a place they can live in and with. If they don't like it, tough. This is the reality of aging.
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It’s extremely unfair, and exactly what’s happened to me. Unfortunately, my mother’s entire family abandoned her because they expect me to take care of her for the rest of her life. They contribute nothing financially,
nor have her siblings visited in nearly ten years. They call on her birthday and holidays and she refuses to speak to them. I rue the day I ever said that I wouldn’t put her in a nursing home. We survive on her pension and social security-which is over 80k a year-so we qualify for nothing as far as social programs go. Don’t make the same promises I made. It’s not your responsibility.
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ShirleyDot Mar 14, 2026
You can change your mind. Circumstances change. It wasn’t a contract with the devil. You won’t lose your soul if you break it.
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For all of you out there age 25 and up: What are you doing to plan for your elder care? It's not too early in your twenties. At that age you have about 50 years to save your money in a safe interest-bearing account that you never touch until you need it. No one ever talks about this, do they?

You in your twenties taking care of granny, wouldn't it have been nice if granny had done this? So you wouldn't have to be changing her diapers now? You in your sixties taking care of 90-year-old mom who only has her social security benefit and can't afford memory care - wouldn't it be nice if she'd saved twenty thousand dollars or so for her old age? So she could pay for a couple of years for herself in a nice memory care facility?

People think the government should step up and give them money for caregiving when it's the person being caregiven who should have saved to take care of themselves. Some people did, like my MIL who died at age 99. She was a food worker, on her own as a widow from age 45. She didn't have fancy clothes or a nice car. She had kids to raise. But she always saved, learned fundamentals of investing, and even after paying for her own caregivers for her Alzheimers, left a nice little sum to divide between her children.

We should be having a national discussion: HOW TO TAKE CARE OF YOURSELF IN YOUR OLD AGE SO YOUR CHILDREN WON'T HAVE TO.
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Klwolf Mar 13, 2026
You mention saving $20K to pay for a few “years” of care. Care facilities in our area cost $7-$15K per month so a person who might only need a few years of care needs to have a minimum of $250K! My husband has Parkinson’s and will probably need to be in a nursing home within 2 years. His family tends to live until they’re in their 90’s so I could be responsible for paying for his care for up to 10 years so could need to spend over $1-million. I’m 10 years younger so also need to have money for my own care. We worked, saved and invested for over 40 years and while we look wealthy on paper, anticipating future care expenses that could be in the millions has us living as frugally as when we were in our 20’s. If we hadn’t saved anything then we’d qualify for Medicaid but we scrimped and saved so we would be financially secure in retirement. We are both hoping that we’ll die quickly after a brief illness so there will be money left to pass on to our kids. Fortunately we live in a right-to-die state so that might also be an option we choose.
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