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Alto pay doesn't work because he takes the money out, sends the money to a "girlfriend" and has no money for rent, food etc.

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https://www.agingcare.com/questions/what-can-be-done-with-dad-who-lives-independently-right-now-but-sends-money-to-a-younger-woman-451941.htm

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My Dad is 80 years old... Living in a senior apartment now . I definitely think this is "cat-phishing" because the "girlfriend" is 25 and lives in a different state. He sends the money through Wal- Mart for things like "I need money to go to Floride for my son's funeral "!
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Without your parents permission, you can’t. You have to sit back and watch them make bad decisions & self destruct unless you want to pursue guardianship however you will be unsuccessful unless your parent is proven to be incompetent. And spending his money on a girlfriend and everything but the bills & rent isn’t enough to make him legally incompetent.
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Without permission or a POA and even with that if they can still get to the account the POA might not help.
You may need to obtain Guardianship. At that point you can have total control over the accounts including sending or not sending $$ to the girlfriend.
Obtaining Guardianship is not a fun process and it is time consuming and there is paperwork involved. You will have to keep detailed records of what is spent and for what purpose.
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JoAnn29 Oct 2019
Yes Geaton, to obtain guardianship it has to be proven he is not able to make informed decisions.
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