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I need help with copays how does QMB work?

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It pays your Medicare part b payment, currently $104.90 per month so that it will no longer cone out if the persons ss check. It will also cover deductibles and co-pays if the doctor accepts it.
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Talk to your caseworker about your specific situation. Medicaid varies from state to state.
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Here is the Georgia page explaining QMB:

http://georgia.earnbenefits.org/page.php?pageID=1822

It seems to cover premium costs and co-pays, but not drugs. It helps qualified people afford the care they get through Medicare.

Medicaid goes beyond what Medicare covers. It includes drugs, supplies, some in-home improvements (grab bars, for example), may cover some in-home care costs and/or daycare programs, and nursing home costs when that is necessary.
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