I was recently informed that SS might be able to help with paying for some of the expenses to care for MIL. She's 83, has Leukemia/Lymphoma & Pakinsohns. My husband is insistant on caring for her at her home, but we are going broke! Especially now when he's not working because of Covid. I tried going on the website, but I was lost about finding what program would be right for our situation. Thank you!
After trying her PCP’s office try the local senior center if you have one they often have assistance or at least guidance in what programs might be available and where to go to find all of that out. It will be time consuming but probably less so than trying to figure out the websites you mention (your state website might be helpful but could be frustrating too) and maybe well worth it. Good luck!
Then there is Medicare. Is you MIL on Medicare? Does she have supplemental insurance?
If there are no funds one can then apply for Medicaid for hellp?
All of these entities have phone numbers. For all the wait will be long. I averaged on any call to any one of them in the last year about 45 minutes. But they will answer your questions and the website will only add to the confusion; you need to know what you want out of any of those websites.
It is a grave mistake to use your own funds. What will happen when you yourselves are in need?
You are caring for MIL in home. Is the financial end of it the worst part? What are the biggest expenses for you?