In NJ, Medicaid will pay for AL so long as they approve her.What would you do if your mom ran out of funds and was not approved for AL by Medicaid? I cannot take her into my home b/c she is impossible to care for and she needs 24/7 attention and I have to work. What other options would there be?? This is my main worry. She has another 2 years before her funds run out, but I can't help but worry every day about it. At home assistance will not work for her. She needs someone with her all the time or she simply loses it. she is doing great in AL because they can give her the attention she needs and they monitor her and they know how to deal with her outbursts because they specialize in dementia/Alzheimer residents.
Has she been seen by a geriatric psychiatrist to see if, on meds, she would be less volatile and paranoid?
OR is your ? more about if she will be one of the ones to get a Medicaid waiver for one of the beds at the AL that are a Medicaid bed? Often for AL, they participate in the waiver but have it such that you private pay for a period of time (like 2 years) and they basically work your way up/pay your way up to getting one of the waiver beds.
Or is it more of worry that mom will qualify medically for being in an AL? For AL that seems to be very flexible (well compared to the providing health history to show the need of skilled nursing care in a NH).
Which is it??? as they are all very different set of concerns.