Follow
Share

Mom was diagnosed with COPD years ago however, she doesn’t need meds for it, or oxygen or anything. Her AL charges her $205 for COPD management. I’ve argued that there is nothing to manage but they tell me since she was diagnosed with it they have to manage it. I asked WHAT exactly are you managing?? No answer. Her payments are auto deducted so they can take what they want. They’ve also plied on charges back back months. I don’t know what to do.

Find Care & Housing
Floridian here. A guy on our street is doing time for Medicare fraud for over charging in his chain of nursing homes.
He scammed tens of millions of dollars from over billing.

our state has numbers you can call to report over billing.
Helpful Answer (0)
Reply to brandee
Report

Does Medicare and Medicaid pay for assistant living facilities
Helpful Answer (0)
Reply to danaserialle22
Report

FG22, on removing AL from auto pay, I had to do this with my moms IL billing. It required an “in person at the bank w/a bank officer” meeting. Will be a form her bank has attesting that the situation with the vendor is settled. So you have to be a signatory on the account.

A sticky in all this could be that her AL contract requires written “notice” by her or you as her POA with a fixed exit date in order to wind down her account by choice. It’s something to pay attention to. Not unusual for ILs & ALs charge whatever mo fees EVEN IF resident is in the hospital or in rehab. Please pls read her contract so no surprises.

On another note….. so in your update yesterday…. mom now hospitalized with sepsis? Sepsis is serious. Most facilities will not allow those w/sepsis.

We had this (sepsis) with my MIL. Here’s what ensued: MIL had to leave a State supported IL as she was “increased level of care required”; she was on a State program w/caseworker. Original Medicare and Medicaid 4 health insurance. Mil entered a NH/SNF and under 2K in assets so entered as “LTC Medicaid Pending” w/BIl & SIL closest geographically to her taking the lead on LTC NH Medicaid admissions paperwork. (fwiw none of of kids lived in State). Abt 2 mos in, while LTC Medicaid application undergoing review, MIL got pneumonia. Hospitalized a couple of days, got better, then back to SNF under discharge orders for rehab. Her health insurance paid for hospitalization & would pay for NH/SNF as returning as a post hospitalization rehab patient. Importantly her NH/SNF placed a “bed hold” the entire time in the hospital AND she still was required to pay the SNF her LTC Medicaid Share of Cost of almost all her mo income less the $60 a mo Personal Needs Allowance (LTC Medicaid allows them to keep). LTC Medicaid allows for a “bed hold” for a period of time but have to comply with all requirements that LTC Medicaid sets. The exact terms vary by State.

HOWEVER! as MIL returning to that NH/SNF under rehab orders, it now covered by her health insurance. Not LTC Medicaid. So essentially her LTC Medicaid application suspended while in rehab.

Few weeks go by….. finished rehab (paid by health insurance) & back to a custodial care resident so her LTC Medicaid pending application picks up again. Then she gets pneumonia again & back to the hospital. Very ill & also had sepsis, so hospitalized longer. Her “bed hold” at the SNF removed as she was hospitalized longer than the bed hold allowed by her States LTC Medicaid program. In addition, NH/SNF had it that no admissions with sepsis as they did not do that level of care. She was discharged from the hospital to go to a LTACH. Long Term Acute Care Hospital & as it's “hospitalization”, it was paid by her health insurance. The application for LTC Medicaid to pay the NH/SNF for the days there as a custodial resident still processing along.

LTACH for her was in an adjacent building connected to the hospital by a sky bridge. LTACH by referral only - usually MD who is the hospitalist or oncologist for cancer patients- and it’s usually its own closed ward in a hospital or in an adjacent building. You may find that if your mom stays septic, it will be difficult to find a NH/SNF for her. Ask abt an LTACH as an option.

LTACH tend to run on a 21-30 day admissions cycle. MIL stayed septic and w/cascading organ failure so died @ the LTACH within the 30 days. Her LTC Medicaid application was finally approved months after her death; so the NH/SNF did eventually get paid.

It can be confusing as hell as what health insurance will pay vs. what LTC Medicaid will pay vs what is private pay all varies wildly.
Helpful Answer (2)
Reply to igloo572
Report

You could try moving her to another Assisted Living.
It doesn't sound as if you'll have much luck arguing the billing with this company.
Helpful Answer (0)
Reply to CaringWifeAZ
Report

Take it off autopay right now. Make sure all your communications with them about this issue is in email form and cc'd to a higher executive (if there is one) or an ombudsman. Make your complaint emails unemotional, just factual, with brief, bulleted itemization of facts and a clear CTA (Call to Action) - meaning when the ball is in their court what do you expect them to do next and give them a specific date as a deadline.

Probably would help if your Mom's pulmonologist provided a letter stating she doesn't require any management right now.
Helpful Answer (3)
Reply to Geaton777
Report
JoAnn29 Oct 6, 2026
Letter from dr is a good idea.
(1)
Report
See 1 more reply
Ask for a meeting with the care coordinator to go over every itemized charge. Monitor them in every way you can to make sure you are getting every service and room visit and care minute that is in the plan. I challenged my mom’s facility recently for charging for services that were CLEARLY not happening and ended up having these
services just removed which reduced her care level by one tier. And frankly, they are now spending more time with her at the reduced service level since they know I’m monitoring to be sure they are following the plan. I think they realize that we may move her if we don’t believe we are getting what we are paying for. You may need to find a different facility if they seem to be just padding her bill and won’t work with you.
Helpful Answer (2)
Reply to ShirleyDot
Report
Feelingguilty22 Oct 14, 2026
I did schedule the meeting, they give ridiculous answers. Will try to talk to them again. They did previously remove one charge. Makes me feel bad for those that aren’t checking their bills!!!!
(1)
Report
AL payments should NEVER be auto paid/deducted for this exact reason. And if you're dealing with a corporate run facility like Brookdale, good luck getting any answers about piled on charges that shouldn't be there, they're notorious for it. I had to move my parents out of a Brookdale AL, which was originally privately owned, after it went straight to tell once BD bought it. The food became awful, the activities went away, and the billing was screwed up every single month. It took me forever to get thru to their corporate number and then they'd insist the charges were accurate when they were not. Their horrible policies forced us out of there and my folks wound up in a wonderful, non corporate owned AL with no billing issues at all. If an issue did arise, i could speak to the billing woman who sat at the front desk!
Helpful Answer (4)
Reply to lealonnie1
Report
lealonnie1 Oct 5, 2026
*After it went straight to hell 🤣
(1)
Report
If they don't need to do any care for this, I agree they should not be charging. Not sure if an Ombudsman can help you here.
Helpful Answer (1)
Reply to JoAnn29
Report

Do you have access to her paperwork?
Helpful Answer (1)
Reply to Beedevil66
Report

Ask a Question
Subscribe to
Our Newsletter