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Medicaid for Longterm care in a facility does cover room and board. The recipient will need to hand over their Social Security and pension to help offset the cost of their care. If there is a spouse, an elder lawyer will be needed to split the couples assets. The spouse needing care will spend down their half and apply for Medicaid. The Community spouse will remain in the home, have a car and enough or all of the monthly income to live on.
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Reply to JoAnn29
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The patient need to qualify, apply and be approved for Medicaid LTC. This is separate from Community Mediciad insurance. There is no crossover that automatically allows Mediciad LTC if currently receiving community medicaid benefits.

The facility needs to be an approved Mediciad LTC facility with an open bed.

When the patient is under Medicaid LTC they will pay all income received (less Personal fund allowance amount) and will need to maintain personal assets under or exactly at the state threshold.
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Reply to AMZebbC
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One has to qualify both medically and financially. In my state Medicaid (MN) covers SN and LTC. Medicaid covers one's medical costs and their SS income covers the room & board. In many states the financial application's look-back period can be five years from date of application.
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Reply to Geaton777
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Medicaid is state specific in its program provisions. In my state it never pays for assisted living, only skilled nursing care. It paid for all of my mother’s nursing home care after the funds available for private pay and her long term care insurance ran out. The nursing home always received her small SS benefit. Look for what’s covered in your state but in most states it’s nursing home care
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Reply to Daughterof1930
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There are Medicaid beds in some nursing homes. My dad and grandmother both had Medicaid and it paid for everything they needed, but they were not allowed to keep their Social Security checks. I think that went to the nursing home.
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Reply to JustAnon
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