Various people keep telling me to try self-care? What exactly is it? I assume it goes beyond bathing and eating...someone suggested a pedicure, which doesn't appeal, someone else a night on the town which doesn't really fit in. Do people here even bother with self-care, if so what do you do?
moecam -- Ooh! Warm lotion. I'll have to give that a try! In-laws are currently paying their own way. All their helpers get paid from their account. But you are SO RIGHT about saving NOW for our care when WE get older. Lord willing, we still have a good 20 years to keep building our nest egg. It's a hard balance between taking care of today's needs and guessing what we'll need in times to come, but we follow many of Dave Ramsey's suggestions and are currently working on building passive income streams. We used to think we were doing pretty good to prepare by paying ourselves first, avoiding debt, taking on a reasonable mortgage, etc. But, BOY!!! Were our eyes opened when we took on managing his parents!!! We're being more aggressive now that we see how incredibly expensive it is to hire helpers. The in-laws saved for this rainy day, but we are still having to be so very careful with their expenditures so their money will last as long as they do.