Medicaid Spend Down
Medicaid Spend Down Articles
Understanding the Medicaid Look-Back Period and Penalty Period
Seniors with limited income and assets must often use a spend-down strategy to qualify for Medicaid, but gifting can trigger a penalty period of ineligibility. Learn about Medicaid asset transfer rules to avoid problems with paying for long-term care.
8 CommentsA Prepaid Funeral Plan Should Be Part of Your Medicaid Spend-Down
Money paid for advance funeral planning can be an exempt expense under Medicaid rules. Learn more about how preplanning a funeral can help you qualify for Medicaid.
2 CommentsSpousal Impoverishment: Medicaid Spend-Down Rules for Married Couples
Medicaid spend-down rules for married couples are different, depending on where each spouse lives. When one still lives at home, known as the “community spouse,” they can often keep more assets and income to avoid what is called spousal impoverishment.
24 Comments“Spending Down” for Medicaid: One Caregiver’s Personal Journey
Navigating Medicaid’s financial eligibility requirements is complicated, and the spend down process is one of the trickiest parts. Learn from this caregiver’s experiences before devising your own Medicaid planning strategy.
86 Comments
Medicaid Spend Down Questions
Medicare blocking my pay because of a spend down? What to do?
2 AnswersMG8522 Answered 10 hours agoWhen it's time that we need to get husband on Medicaid, what happens to his retirement?
4 Answersigloo572 Answered May 31, 2026Alabama Medicaid Audit Questions
5 AnswersCaringWifeAZ Answered May 28, 2026Trying to get Medicaid for mother with income limit to high thru spend down and personal care agreement. In North Carolina, need help.
4 AnswersJoAnn29 Answered May 21, 2026
Medicaid Spend Down Discussions
Very informational article about Medicaid help.
0 CommentsMyNameIsTrouble Posted Jul 21, 2025The responsibilities of being POA.
1 CommentAlvaDeer Commented Feb 2025My mom had to liquidate her annuity to pay for her assisted living facility. I'm told she will have to pay income tax on this money.
6 Commentsnotgoodenough Commented Apr 2024Medicaid planning.
4 CommentsAlvaDeer Commented Dec 2023
Medicaid Spend Down Related Topics
- Care Decisions
- Alzheimer's & Dementia
- Home Modification
- Burnout
- Long-distance Caregiving
- New to Caregiving
- Driving
- Signs of Dementia
- Cognitive Decline
- Mild Dementia
- Area Agency on Aging
- Cancer
- Working Caregiver
- Elder Abuse
- Moderate Dementia
- Violent Behavior
- Dementia Behaviors
- Lewy Body Dementia
- Memory Loss
- Aging in Place

