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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I live in my own home I want to stay in my home without having a mortgage or debt of any kind living on social security and a widower living in Alabama please assist
You've signed up to a forum of caregivers to elderly loved ones from around the world here at Agingcare. We do not provide financial help to anyone and if AI sent you here, it's misinformation.
I seriously doubt you're going to get a free roof from anyone since they cost MANY thousands of dollars. Homeowners insurance covers roof replacements due to certain circumstances.
We all want to stay in our homes debt free, believe me, but it's not always realistic. Sell your home and move to affordable living if need be.
Everyone wants to be able to stay in their homes till the end if given our druthers, but sadly life doesn't always work that way, especially if the upkeep of said home is just too costly for us. But apparently there are some organizations and government programs that do replace or repair roofs for free or at a deep discount, usually in the form of grants or forgivable loans for low-income seniors, if there are life-threatening hazards like major leaks or structural damage. You can contact Habitat for Humanity's Aging in Place Program, Rebuilding Together, your local Area Agency on Aging, your State and Local Housing Initiatives or the USDA Section 504 Home Repair Program. I wish you well in getting the help you need. I just had my roof replaced a few weeks ago in NC and I live in a small one story home under 1500 square feet, and it cost $8740, which I paid out of pocket as thankfully I had the money to do so, and I am debt free as well(and want to stay that way) and a widow. But if there comes a day when the upkeep of my home is too much for me financially to maintain, I hope and pray that God will give me good sense to come up with a plan B or even C.
You need to decide at what point you will know that you can no longer stay in your own home. Is it a new roof? New A/C? New appliances? No longer able to navigate stairs or bathe and clothe yourself? When is the tipping point where you realize that you need to sell your home and move into a community either independent or assisted living?
If you need repairs and can not afford them then you need to have a sit down discussion with yourself and family members. And maybe a real estate agent and a banker. You have options You bite the bullet and accept that you need to use the equity in your home and have repairs done. You take out a Home equity loan. You look into the possibility of a reverse mortgage. OR You decide that there are more repairs that need to be done than you have equity in your house and you have to sell the house. Move into Senior housing Move into Independent or assisted living
bottom line is chances are slim to none that you will be able to find free roofing. (unless of course there is verifiable damage from a storm and your insurance covers all or most of the repairs.)
I agree with Grandma1954 about meeting with whoever is relevant to make a long-term plan. Do you have any other income or source of income besides Social Security? Do you have any assets besides your free and clear home? How is your health? At age 69 you are past full retirement age so you can get a job without any reduction in your Social Security benefits. It doesn't need to be fulltime; it sounds like any additional income will be helpful to you.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I seriously doubt you're going to get a free roof from anyone since they cost MANY thousands of dollars. Homeowners insurance covers roof replacements due to certain circumstances.
We all want to stay in our homes debt free, believe me, but it's not always realistic. Sell your home and move to affordable living if need be.
Good luck to you.
But apparently there are some organizations and government programs that do replace or repair roofs for free or at a deep discount, usually in the form of grants or forgivable loans for low-income seniors, if there are life-threatening hazards like major leaks or structural damage.
You can contact Habitat for Humanity's Aging in Place Program, Rebuilding Together, your local Area Agency on Aging, your State and Local Housing Initiatives or the USDA Section 504 Home Repair Program.
I wish you well in getting the help you need.
I just had my roof replaced a few weeks ago in NC and I live in a small one story home under 1500 square feet, and it cost $8740, which I paid out of pocket as thankfully I had the money to do so, and I am debt free as well(and want to stay that way) and a widow.
But if there comes a day when the upkeep of my home is too much for me financially to maintain, I hope and pray that God will give me good sense to come up with a plan B or even C.
You have options
You bite the bullet and accept that you need to use the equity in your home and have repairs done.
You take out a Home equity loan.
You look into the possibility of a reverse mortgage.
OR
You decide that there are more repairs that need to be done than you have equity in your house and you have to sell the house.
Move into Senior housing
Move into Independent or assisted living
bottom line is chances are slim to none that you will be able to find free roofing.
(unless of course there is verifiable damage from a storm and your insurance covers all or most of the repairs.)