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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Maybe shop around and see who offers the most reasonable charge and ask for a payment plan? It cost us 10K for our mom's very basic funeral and we even had the burial plot purchased by my mom when our dad passed. She did not want to be cremated either, so we gave her a one night viewing, a Mass in a Catholic Church and she was buried with my dad. Fortunately we had it prepaid which was the best plan we ever did, so when she passed in the nursing home at 3am, the funeral director came for her by 5:30am. That prepaid funeral was the way to go. Good luck!
Headstone is not so important maybe in couple years. Yes my father bought two plots but he wanted me to be in there.They were divorced when he died.I live in a big city so there's many cemeteries all over and there's never any money left from her social security cause she has so many bills from docs and hospital doesn't have secondary Insurance
Stressedout9603, my parents did the same thing. They did not want to be cremated due to old church rules which had since changed before my parents had passed.
What about a headstone? Does Mom say anything about that? I've seen grave plots where someone had passed a decade ago but there is no headstone. Some have the metal 3"x6" ID plaque placed by the funeral home.
What about the cemetery? Does Mom say anything about that?
What about your Dad? Wonder if he had bought two plots years ago? If you live in a small town, usually there is only one or two cemeteries, you can go to their office to check to see if any plots were bought. You can check to see if they have a financial plan. Same with the funeral home. Have Mom start using some of her Social Security as the down payment and pay monthly. Some time smaller cemeteries located away from the big city are less expensive, same with small town funeral homes.
Freqflyer my mom repeated many times over and over I do not want to be cremated .I'm very worried about all this she doesn't worry about it its all on me .
stressedout9603, there are ways of reducing the cost of a funeral. Of course it depends on what Mom wants, and sometimes religion rules what can and cannot be done.
I know for myself cremation and my ashes scattered. Thus no cost for a plot, head stone, embalming, no obituary in the newspaper, etc. Give me the basics, I've always been fugal during life, and will also be in death.
Funeral arrangements can be expensive. If you are considering burial and worried about money, consider talking to a few funeral homes about what services they offer. There are different packages. I know it sounds horrible, but it doesn't hurt to ask around. Don't be afraid to say that costs are a consideration. Sometimes depending on where you live there might be some assistance from the government for a basic burial.
Till my dad passed, I had no idea how expensive a burial could be. My sister had asked my father wanted before he passed and we had bought the plots before hand. The service was another matter. Some communities also have Memorial Societies that can also help with reduce costs.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It cost us 10K for our mom's very basic funeral and we even had the burial plot purchased by my mom when our dad passed. She did not want to be cremated either, so we gave her a one night viewing, a Mass in a Catholic Church and she was buried with my dad.
Fortunately we had it prepaid which was the best plan we ever did, so when she passed in the nursing home at 3am, the funeral director came for her by 5:30am. That prepaid funeral was the way to go.
Good luck!
What about a headstone? Does Mom say anything about that? I've seen grave plots where someone had passed a decade ago but there is no headstone. Some have the metal 3"x6" ID plaque placed by the funeral home.
What about the cemetery? Does Mom say anything about that?
What about your Dad? Wonder if he had bought two plots years ago? If you live in a small town, usually there is only one or two cemeteries, you can go to their office to check to see if any plots were bought. You can check to see if they have a financial plan. Same with the funeral home. Have Mom start using some of her Social Security as the down payment and pay monthly. Some time smaller cemeteries located away from the big city are less expensive, same with small town funeral homes.
I know for myself cremation and my ashes scattered. Thus no cost for a plot, head stone, embalming, no obituary in the newspaper, etc. Give me the basics, I've always been fugal during life, and will also be in death.
http://sdmsonline.com/
Funeral arrangements can be expensive. If you are considering burial and worried about money, consider talking to a few funeral homes about what services they offer. There are different packages. I know it sounds horrible, but it doesn't hurt to ask around. Don't be afraid to say that costs are a consideration. Sometimes depending on where you live there might be some assistance from the government for a basic burial.
Till my dad passed, I had no idea how expensive a burial could be. My sister had asked my father wanted before he passed and we had bought the plots before hand. The service was another matter. Some communities also have Memorial Societies that can also help with reduce costs.