Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Others may have suggestions, but I would think this has to be based on the care you give and prices where you live. If Medicaid suggested this, they should have a ballpark figure.
Otherwise, make a detailed list of what you do for them and what living elsewhere would cost and see what that comes to. I'd check with an estate attorney on this as you are dealing with Medicaid and rules are strict. You will want to be on solid ground, legally. Carol
I agree with Carol. Also, as an alternative, and this may not work in your situation, sometimes parents can purchase an interest in a child's home in exchange for a larg lump sum. The advantage of this is that it quickly reduces the "countable" assets for Medicaid eligibility purposes, and is not a disqualifying gift to the child.
As long as the parents live in the child's house, their interest will be exempt from Medicaid disqualification. Further, depending on your state's laws, it may even be possible to structure the deed so that upon the death of the surviving parent the parents' interest in the house passes to the child, again, avoiding estate recovery for any Medicaid payments the state may have made on behalf of the parents.
Yes, Gabriel, that is very interesting, I will certainly bring this up with our lawyer. One of the things I am trying to do is shelter as much of their assets as possible. It looks like they will need to sell the house they are moving out of and this may be the answer for what to do with some of that money they will get for selling.
The two options for investing in a child's house the parent(s) will live in are (i) a life estate in the child's house, and (ii) a percentage interest. Depending on the value of the house, the age of the parent, the amount of money needed to be protected, and of course the state regulations, one may be better than the other. Under the recent federal law changes, if the parent purchases a life estate in the child's home, the parent must live there at least a year in order for such a purchase not to be deemed a gift to the child. No such rule applies to the purchase of a joint interest.
By the way, a "life estate" means the parent is purchasing the right to live in the house for the rest of his/her life. Upon the parent's death, that right disappears, leaving the entire house back in the name of the child, with no probate required.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Otherwise, make a detailed list of what you do for them and what living elsewhere would cost and see what that comes to. I'd check with an estate attorney on this as you are dealing with Medicaid and rules are strict. You will want to be on solid ground, legally.
Carol
As long as the parents live in the child's house, their interest will be exempt from Medicaid disqualification. Further, depending on your state's laws, it may even be possible to structure the deed so that upon the death of the surviving parent the parents' interest in the house passes to the child, again, avoiding estate recovery for any Medicaid payments the state may have made on behalf of the parents.
Carol
By the way, a "life estate" means the parent is purchasing the right to live in the house for the rest of his/her life. Upon the parent's death, that right disappears, leaving the entire house back in the name of the child, with no probate required.