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Most Credit Card companies have a once a year freebie. You usually pay for a credit report. The only time you don't is if you have been turned down for buying something like a car or house for credit, then it is free. Maybe your bank can help especially if you think someone is playing fast and loose with Dads account.
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I would think someone with a POA should be able to order a credit report. You’ll likely need to provide a copy of your POA to the reporting agency. Reach out directly to them.
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