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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Can Medicaid or Medicare take my mom's house if my brother, who's been living in the home his entire life and took care of my mom when she became heal, take her home? My brother still lives there.
Medicare will not. If your mom was on Medicaid, and your brother was the caregiver, there may be a way to keep it, but you'll need an estate attorney. This is not something to handle on your own, if Medicaid is involved.
I am caring for my elderly mother who owns a home and we want to keep it to help pay for incidentals and she would like to give the home to me for caring for her all these years. Now she needs to go into care full time care home. How do we keep the home without having medical take it away?
How do I look up the answer to the question I just asked it says my answer has been posted however I have no idea where to look for that can you help me?
Shen- There is no one quick fix to dealing with this issue. If your mom needs to go into a NH and still owns her home you have to think about a # of issues. My mom is in a NH and still owns her empty home, here's what I've found are the issues especially with dealing w/Medicaid Estate Recovery. This will be kinda long.....
1. Transfer home ownership & hope that they don’t need Medicaid till 2018 & beyond 5 yr lookback.
2. Do living trust - all assets placed in a trust. The title on the house deed & all other assets would change to reflect trustee ownership. You would be the successor or grantor in the trust. It must be done by an attorney and it needs to be maintained too. Then upon death LT doesn’t go to probate. Probate is how most states enforce MERP lien or claim. So in theory, Living Trust = No MERP. Some states will impose a penalty on LT’s.IMHO you need to have real $$$$$ for LT as it must be maintained. But LT can’t be contested, it’s all private unlike a will & probate.Some states do not view a trust as valid for Medicaid exemption.
3. Transfer the home to your name (zero or below value) & pay a penalty based on when they apply for Medicaid against the transfer period and value of home. There is a formula on how each state calculates this based on each state’s NH Medicaid reimbursement. They move in NH, you pay the penalty & then they are on Medicaid. If you do this, you really should get real appraisal(s) done on property if it should be less than what the tax assessor claims it to be. No MERP. Transfer penalty for Texas is about $ 140 a day.
4. House sold to you for whatever is appraisal or assessors rate if it is lower. Elder gets the $$ &: she can go into a NH & private pay from the sale $$; OR since you own house, she continues to live there, pays for her needs & pays you a personal services contract monthly for her care base on rates in your area. Elder care attorney really has to do this as they are sticky. If you have the $ to buy the house, want the house & can be a full-time caregiver, this can make sense. No MERP.
5. You don’t do any of the above, they have a homestead in their name but now need to move into NH. Home does not have to be sold to qualify for Medicaid (home is “non-countable” asset) but under $ 500K in value (some states 750K). They do need to “want to be able to return home if they get better”. What matters is being under state’s Medicaid ceiling for all other assets & income. The Medicaid application that states that any assets are subject to MERP after death or they leave the NH. They get on Medicaid which pays for the NH & MERP can be done on their estate after death.
Some states are aggressive with MERP and others not. This really depends on your states law and whether MERP is a claim or a lien. For example in Texas, MERP is a Class 7 claim - so there are 6 other classes that get paid first in probate. Because of that MERP is low in Texas but still happens. You really should get good elder care legal advice to see what works in your state.
We have a money market account in 4 names, 3 adult children and dad. (mom is medicaid in Illinois) dad passes 12-26-14. Account is listed with sisters social security # only and is sent a 1099 in her name. We have 2 different answers to:
Who's money is it?
1-Sister thinks it goes all back to dads estate 2-I think it all belongs to the 3 of us and not back to the estate.
We all are signers, nothing specified on account just joint checking account.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Carol
Donnie
1. Transfer home ownership & hope that they don’t need Medicaid till 2018 & beyond 5 yr lookback.
2. Do living trust - all assets placed in a trust. The title on the house deed & all other assets would change to reflect trustee ownership. You would be the successor or grantor in the trust. It must be done by an attorney and it needs to be maintained too. Then upon death LT doesn’t go to probate. Probate is how most states enforce MERP lien or claim. So in theory, Living Trust = No MERP. Some states will impose a penalty on LT’s.IMHO you need to have real $$$$$ for LT as it must be maintained. But LT can’t be contested, it’s all private unlike a will & probate.Some states do not view a trust as valid for Medicaid exemption.
3. Transfer the home to your name (zero or below value) & pay a penalty based on when they apply for Medicaid against the transfer period and value of home. There is a formula on how each state calculates this based on each state’s NH Medicaid reimbursement. They move in NH, you pay the penalty & then they are on Medicaid. If you do this, you really should get real appraisal(s) done on property if it should be less than what the tax assessor claims it to be. No MERP. Transfer penalty for Texas is about $ 140 a day.
4. House sold to you for whatever is appraisal or assessors rate if it is lower. Elder gets the $$ &: she can go into a NH & private pay from the sale $$; OR since you own house, she continues to live there, pays for her needs & pays you a personal services contract monthly for her care base on rates in your area. Elder care attorney really has to do this as they are sticky. If you have the $ to buy the house, want the house & can be a full-time caregiver, this can make sense. No MERP.
5. You don’t do any of the above, they have a homestead in their name but now need to move into NH. Home does not have to be sold to qualify for Medicaid (home is “non-countable” asset) but under $ 500K in value (some states 750K). They do need to “want to be able to return home if they get better”. What matters is being under state’s Medicaid ceiling for all other assets & income. The Medicaid application that states that any assets are subject to MERP after death or they leave the NH. They get on Medicaid which pays for the NH & MERP can be done on their estate after death.
Some states are aggressive with MERP and others not. This really depends on your states law and whether MERP is a claim or a lien. For example in Texas, MERP is a Class 7 claim - so there are 6 other classes that get paid first in probate. Because of that MERP is low in Texas but still happens. You really should get good elder care legal advice to see what works in your state.
Who's money is it?
1-Sister thinks it goes all back to dads estate
2-I think it all belongs to the 3 of us and not back to the estate.
We all are signers, nothing specified on account just joint checking account.
Please help