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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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I'm from NJ, is Medi Cal insurance thru the state like Medicaid. If her nursing care is provided by the state then she is not allowed to gift her trailer. It is an asset that the proceeds would be used to offset her care. If she is private pay, will her money run out within the five year window that Medicaid allows. If so, they will take the sale into consideration and she maybe penalized. Someone on the site can probably givevu better info but...I wouldn't spend that money.
Medicaid payments will stop cold as soon as Medi-Cal finds out what she did. Get the money back or mom will be tossed out of the facility real soon. She has to report the income from the sale to the Medicaid caseworker. The Nursing Home will sue the kids and win, because California has "filial responsibility" laws.
This "filial responsibility" law sounds good. I have heard that medicaid is strict about where prior monies went within a five year window. I use moms SS check for the house bills I'm trying to sell the house. Her very small pension ck, $194 goes to her monthly needs.
I keep all receipts for the $194 just in case I'm ever questioned. Bank account shows where her SS goes. I write checks for everything doing with her. Anyone investigating will find everything going towards her bills.
Medicaid may not need to wait till she dies to find out either. If your state does an annual renewal (my mom on TX Medicaid had this), within the form will be ?s on their assets in which you have to list them (yeah the same items needed for the initial application) and denote any change in their status (like they got sold or ceased). The form was required to be submitted to have medicaid continue and with penalty for the person on Medicaid & whomever signed (as DPOA or MPOA) the renewal as well. If you don't tell Medicaid now, you will have to disclose this for the renewal.
Also real property - like houses & land - are documented by local tax assessor and then dovetailed into state database. It's a totally easy matchup by the State to find any sale or transfer of ownership and to the penny.
You need to let Medicaid know of the sale & the amount ASAP to keep this from becoming a much more costly problem. If mom gets ruled ineligible for Medicaid, the state will notify the NH, so NH will have no choice but to go after whomever is indicated as moms DPOA or responsible person for payment & require some sort of contract (& likely a deposit as well) to keep mom at the NH.
The Medicaid application and also renewal asks if a person has sold or given away anything of value for less than its true worth. The signature page also states that you understand the penalties for fraud. A person on Medicaid(Medical) is supposed to report any change in circumstance within 10 days. Gifting money is called Divestment and that will make her ineligible for Medicaid until she falls back under the asset limit of $2000.00. She must spend the money on herself and her own care. Consult a Medicaid Planning Attorney if you can afford it, otherwise she needs to get that money back and claim it . If she is found out, they can demand all the back payments they have made for her and any HMO premiums along with a penalty. Medicaid Fraud is a Criminal Offense. Good Luck
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If your state does an annual renewal (my mom on TX Medicaid had this), within the form will be ?s on their assets in which you have to list them (yeah the same items needed for the initial application) and denote any change in their status (like they got sold or ceased). The form was required to be submitted to have medicaid continue and with penalty for the person on Medicaid & whomever signed (as DPOA or MPOA) the renewal as well. If you don't tell Medicaid now, you will have to disclose this for the renewal.
Also real property - like houses & land - are documented by local tax assessor and then dovetailed into state database. It's a totally easy matchup by the State to find any sale or transfer of ownership and to the penny.
You need to let Medicaid know of the sale & the amount ASAP to keep this from becoming a much more costly problem. If mom gets ruled ineligible for Medicaid, the state will notify the NH, so NH will have no choice but to go after whomever is indicated as moms DPOA or responsible person for payment & require some sort of contract (& likely a deposit as well) to keep mom at the NH.
Gifting money is called Divestment and that will make her ineligible for Medicaid until she falls back under the asset limit of $2000.00. She must spend the money on herself and her own care.
Consult a Medicaid Planning Attorney if you can afford it, otherwise she needs to get that money back and claim it .
If she is found out, they can demand all the back payments they have made for her and any HMO premiums along with a penalty. Medicaid Fraud is a Criminal Offense.
Good Luck