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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Your father is on Medicaid. He can keep one car. This car is then the one he keeps. As you are joint owner of this car, this car is yours upon his death. Check with Elder Law attorney, but if you are on title, then the car passes to you as sole owner when your father dies.
Only caution is that there will be no money to pay car payment, insurance, gas or maintenance if Dad is on Medicaid. You will have to pay all expenses to keep the vehicle.
Do you have the title? If so go to the motor vehicle department in your state and transfer it over to your name. Do the same with the registration. If there's still payments owed, pay it off all at once and then you'll get the title which you can transfer only to yourself since your name is on it already. Then say nothing. Do this before your father goes into the AL.
If you have the title, you own the car. Just do it and don't complicate matters by telling the AL.
How does you father want to "split" the ownership? If he is able to keep the car as an asset (don't know if Medicaid would have rules/regulations) The options are You buy him out of his half of the car ownership or He buys you out. I would think you both have equal "rights" to the vehicle if you have both contributed equally to the purchase and upkeep including insurance and other fees. It will be difficult for him to have access to it if you are in possession of it, and difficult for you if he is in possession. What does your father want to do?
Go to your DMV website and see what is required to change a title. Whose name is on the insurance? Whose name is on the registration? I think this must be state specific as what has been suggested wouldn’t work in some states. Fraud comes to mind. All I would have to do is steal someone’s title and change it to my name? I don’t think so.
It isn’t clear if this person is on Medicaid. Could cause a different set of problems with Medicaid. The DMV can’t help with that. One car is exempt on Medicaid.
Father is still living. His signature may be needed if any or all of this is in his name.
Yes, pretty much all someone would have to do is steal the title to the car. That's why people keep the titles to their cars locked up with their other valuables.
If Dad is joint owner, he could still be liable for any tickets or accidents that may happen while in your possession. Best to have him sign off, IMHO. My mom & brother were joint registered owners on her car. When she came to live with me, he kept the car. I had her sign off (per DMV) and transfer the sole ownership to him to protect her from possible tickets or accidents he may incur. You sound like a responsible daughter, best wishes.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
As you are joint owner of this car, this car is yours upon his death.
Check with Elder Law attorney, but if you are on title, then the car passes to you as sole owner when your father dies.
Then say nothing. Do this before your father goes into the AL.
If you have the title, you own the car. Just do it and don't complicate matters by telling the AL.
I hope that she will be able to pay it off. It says in her profile that her dad is 91 years old, so I seriously doubt that he was driving the car.
Everyone needs a vehicle these days! It’s so expensive to replace a car.
What does your father say?
If he is able to keep the car as an asset (don't know if Medicaid would have rules/regulations)
The options are You buy him out of his half of the car ownership or He buys you out.
I would think you both have equal "rights" to the vehicle if you have both contributed equally to the purchase and upkeep including insurance and other fees.
It will be difficult for him to have access to it if you are in possession of it, and difficult for you if he is in possession.
What does your father want to do?
Whose name is on the insurance? Whose name is on the registration?
I think this must be state specific as what has been suggested wouldn’t work in some states. Fraud comes to mind. All I would have to do is steal someone’s title and change it to my name? I don’t think so.
It isn’t clear if this person is on Medicaid. Could cause a different set of problems with Medicaid. The DMV can’t help with that. One car is exempt on Medicaid.
Father is still living. His signature may be needed if any or all of this is in his name.
Yes, pretty much all someone would have to do is steal the title to the car. That's why people keep the titles to their cars locked up with their other valuables.
My mom & brother were joint registered owners on her car. When she came to live with me, he kept the car. I had her sign off (per DMV) and transfer the sole ownership to him to protect her from possible tickets or accidents he may incur.
You sound like a responsible daughter, best wishes.
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