Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I recently purchased the book How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets written by K. Gabriel Heiser who so generously gives us answers and advice here on this blog. It is a go to volume with a lot of information. For me, it is helping me formulate questions to ask before I make a decision I will be sorry for later. Thank you Gabriel Heiser!
No, the income of each spouse is separate and your income will not be attributed to your husband. Only his own, separate income is counted for purposes of his Medicaid eligibility. This is a FEDERAL law so it applies to all 50 states. I have a chapter in my book on how income is divided between husband and wife, and it is frequently possible for the at-home spouse to protect a portion of the nursing home spouse's income, if the at-home spouse's income is below a certain threshold.
If you can afford it, I would get an attorney specializing in Medicaid. I can tell you my experiences helping my parents, though, Does your husband live with you? If he is in a nursing home, someone there could also help you. Each state is a little different, so you might want to contact the Department of Human Services in your state and they can help you through the process. My mom is on Medicaid; she lives with my dad. They are allowed the house and one vehicle. As a community spouse, my dad can have about $15,000 in assets (he has 2 junky pick-ups, a small annuity, and a property worth about $8,000). They both had to turn their life insurance policies into pre-paid funeral arrangements--again a funeral director can help with this, they are very familiar with doing this the correct way. They can have no more than $2,000 in the bank at any one time; this includes all accounts. If you are getting an income tax return that would put your bank account over $2,000; you might look at ways to immediately spend that down--house repairs, furniture, eye glasses, dental work, hearing aides. Best wishes!
To my knowledge - all assets are counted and split 50/50 when Medicaid is applied for with exceptions of course (such as your home) . You need to talk with your tax person and an elder law attorney. Area Agencies on Aging offer attorneys #s you may speak to. It is a complicated matter and best discussed with an expert.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Does your husband live with you? If he is in a nursing home, someone there could also help you. Each state is a little different, so you might want to contact the Department of Human Services in your state and they can help you through the process. My mom is on Medicaid; she lives with my dad. They are allowed the house and one vehicle. As a community spouse, my dad can have about $15,000 in assets (he has 2 junky pick-ups, a small annuity, and a property worth about $8,000). They both had to turn their life insurance policies into pre-paid funeral arrangements--again a funeral director can help with this, they are very familiar with doing this the correct way. They can have no more than $2,000 in the bank at any one time; this includes all accounts.
If you are getting an income tax return that would put your bank account over $2,000; you might look at ways to immediately spend that down--house repairs, furniture, eye glasses, dental work, hearing aides. Best wishes!
Area Agencies on Aging offer attorneys #s you may speak to. It is a complicated matter and best discussed with an expert.