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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
It is definitely less expensive than an agency, but how to handle workers comp. and payroll taxes? Who will be responsible for caregiver's health insurance? Bill
My boss was using a private Caregiver for his late wife, who had Alzheimer's. Seemed like every six months the Caregivers were quitting and he would have to look for someone new.
And like Maggie said above, what would happen if she/he doesn't show up? My Boss ran into that quite a bit as his last Caregiver had grade school children and if one child became sick, the Caregiver couldn't come in. Otherwise, she was really a great help to him when she did.
I've been doing some research lately and found out that YOU can hire someone paying them like a private contractor. You pay them a set amount, give them a 1099 form so THEY have to pay all the taxes. You can talk to your homeowners re insurance and get an Umbrella policy.
You're better off hiring through an agency. They generally provide work comp insurance. However, they don't all take out taxes. Some agencies pay their employees like indep contractors. They will provide you with workers if yours calls in sick.
The biggest problem is getting qualified help. HHAs are probably the closest to what you need for home care. However, they don't seem to be trained in medication, Diabetes, and some of the big medical issues. I've noticed that there is a gap between what is needed and how each "profession" (CNA, HHA, CMA) is trained. RNs are expensive.
You won't be required to have health insurance for just one employee. So that's a consideration that the care giver should take into account when accepting a salary. You'll handle payroll taxes, contribute to her Social Security, collect SS from her paycheck and file at least a quarterly return to state and Federal governments. A local CPA should be able to help you with those forms. Worker's comp? I'm not sure. It may (or may not) be required for one employee in your state. Frankly? I'd be more comfortable if it was since, if she were injured while performing her duties for you, she could sue you personally. And read this: Your homeowners insurance would NOT cover her.
You have much to be concerned with in hiring a personal caregiver directly. Insurance and liability being one. Background and reference checks being another. If she's live-in, you run the risk that she'll squat on your property and you might have to take formal steps to evict her even if she were doing a terrible job. If she's not live-in, you have to worry about what you'll do when she doesn't show up . . . sick days . . . vacation days . . . I-don't-feel-like-going-to-work days. All of which you DON'T have to worry about if you use a service.
In suburban Chicago, the rate is $22 an hour for daytime/evening help. I wouldn't do it any other way. But that's me.
I have four PD CNA's that help with my Dad, three have been with me for about a year. Care.com is a great tool, but be sure you do a thorough background check yourself. Nanny Cam's are all over our home to. It is hard but so much better than an agency you just have to listen to everyone's needs. And most of all listen to your loved one!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And like Maggie said above, what would happen if she/he doesn't show up? My Boss ran into that quite a bit as his last Caregiver had grade school children and if one child became sick, the Caregiver couldn't come in. Otherwise, she was really a great help to him when she did.
You're better off hiring through an agency. They generally provide work comp insurance. However, they don't all take out taxes. Some agencies pay their employees like indep contractors. They will provide you with workers if yours calls in sick.
The biggest problem is getting qualified help. HHAs are probably the closest to what you need for home care. However, they don't seem to be trained in medication, Diabetes, and some of the big medical issues. I've noticed that there is a gap between what is needed and how each "profession" (CNA, HHA, CMA) is trained. RNs are expensive.
Maybe others here have different experiences.
You have much to be concerned with in hiring a personal caregiver directly. Insurance and liability being one. Background and reference checks being another. If she's live-in, you run the risk that she'll squat on your property and you might have to take formal steps to evict her even if she were doing a terrible job. If she's not live-in, you have to worry about what you'll do when she doesn't show up . . . sick days . . . vacation days . . . I-don't-feel-like-going-to-work days. All of which you DON'T have to worry about if you use a service.
In suburban Chicago, the rate is $22 an hour for daytime/evening help. I wouldn't do it any other way. But that's me.
Thank you all for your help.
Bill