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I am POA for my 97 year old father. He has two credit cards with very high available credit limits. He used to be wealthy but, through irresponsible money managing, now has very little left. I am concerned about the potential for fraud yet still want to have some available resource on hand for him in case of an emergency. On top of this, my brother has exactly the same name and my father told me a few years back that their financial information had gotten mixed up (gee, wonder how that happened!). Anyways, if anyone has any suggestion for a maximum balance in credit cards I would appreciate it!

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What do you typically use the cards for? If you only use it for his monthly expenses then at his age you probably don't need a limit much beyond that, any major purchases can be made using a cheque.
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Zero limit = less risk. I'd use alternative ways to pay if possible.

There is no need for cards with credit limits where I live, as many alternatives exist. For bills: funds transfer via internet banking or direct debit. For online shopping: debit cards or pay in installments.
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For freezing one's credit here is a good reference guide: https://clark.com/credit/credit-freeze-and-thaw-guide
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