I would like to go live with them and I know that living with them would not cause me to lose my disability. I am not eligible for SSI supplement anyway. However my concern is this, my parents being in their '80s at any time one or both of them could be come reliant on my care. If I were to become their caregiver I would lose my social security disability. I don't know what to do!? I'm afraid to move home with them for fear that something could happen and they would need me to care for them and I would lose my disability. Would I be able to hire in a full-time caregiver for my parents to avoid me losing my disability? Do you have any other suggestions?
basically a duplicate post.
Are you now living with your parents?
The worst case scenario is that you're all living together and all disabled. Then what?
Your parents could hire a full-time caregiver for themselves. You wouldn't have to be involved. Don't sink any of your own money into caring for them. You will need it for yourself.
You are disabled .
If/ When your parents need help they will have to rely on the options available to them that don’t include you .
First you tell us "I am not eligible for SSI supplement" anyway.
Then you tell us "I would lose my social security disability."
All that beside the point, no, if you have ANY disability, and even if you do NOT, do not consider moving in with and taking on the care of elders in their 80s. In fact, move about 1,000 miles away would be my advice, and I say that as an 82 year old with an 84 year old partner.
It is very difficult to live with others. Whether husband, wife, brother, sister, child or roommate it is a crucible to get along. When you move from son to caregiver you go from treasuring loving family member to the "boss" and the "enemy" of their doing exactly what they want to do.
This would be a very bad idea in my humble opinion. I wish you luck. Only you can make adult choices for yourself.
Would you want to try it as a trial?
Stay for a weekend first? Then a month?
However, depending on personalities, there are risks;
. All be living their 80 year old lifestyle
. You become their caregiver
. Or, they become your maids
If your disability is new, give yourself time to adjust. Equipment, councelling, support services etc. So you can stay in your own home.
Stay as independant as you can - is that worth a good trial first?
60 is nice milestone birthday for you next. A good time to then reassess.
I don't understand what kind of disability you collect here. You say you're not eligible for SSI. So are you on SSDI? That's different. On SSDI you can earn some money if your parents are in a state that has a family caregiver program. Your disability if it's SSDI will not be affected.