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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Here is a checklist of possible sources for payment and reimbursement for your caregiving work:
1 - At-home care programs provided by Medicaid in your state;
2 - If one of the parents is a veteran who served during time of war, an Aid and Attendance pension can reimburse for caregiving costs provided by others, including an adult child;
3 - Private payment from the income(s) of the person receiving care;
Start with an elder law attorney in your state who can get specific about the resources, and draft a written agreement to present to the people who are benefitting from your work (or their agent under POA). Without the written contract you are vulnerable. It helps to prevent arguments and misunderstandings with other family members.
A Caregiver Contract can list the organization of care and other services that are being paid for.
Without a written agreement, an elder who pays you for care could be disqualified from Medicaid coverage if they need nursing home care in the future. Medicaid could consider payments to family members as being "disqualifying transfers."
In answer to your question, yes, you can get paid as a Caregiver. My concern, however, is that you are going to experience something referred to as Caregiver Burnout. As a professional Caregiver, I see this happen to family caregivers all the time. Sometimes you just have to let go and accept the fact that you can't do it all. Your local Area Agency for Aging might have free resources for respite (do your research, you will be surprised what's out there for people who are not on Medicaid). Some homecare agency (such as the one I work for) accepts Long Term Insurance and will work with the client to spread out approved hours as needed, all you need do is approach the agency (that you prefer), find out if they accept LTC insurance, and let them know that you will need to be an employee in other for them to get that referral. Your loved one will have to assign the benefit (this is a form signed by the policyholder) to that agency to avoid any direct billing to them, this will allow the agency to bill the insurance directly.
Colleenie, the vast majority of grown children who are caring for their parent(s) do not get paid.... unless the parent can pay them from their own retirement funds.
What state are you in? Also, apparently many seniors are able to qualify for Medicaid by setting up a Miller trust for the excess income. Seems like consulting an elder law lawyer would be a good idea.
Colleenie, Wow, it sounds like you have a lot on your plate. It is really hard to get paid for taking care of family members at home and the wages that you earn are below the minimum wage. Have you searched this website and looked at some of the other posts that ask about getting "paid as a caregiver"? You might contact the Area Agency on Aging and see what assistance they can give you.
How are you taking care of them? Do any of them live in their own houses or apartments or do they live with you? Do you assist any of the 4 parents with performing their ADLs (Activities of Daily Living, such as getting dressed, toileting, bathing, feeding oneself, walking, etc.) or do you just do assist them with their Ancillary or Independent Activities of Daily Living--IDLs (such as writing checks, paying bills, shopping, driving a car, making decisions about hiring someone to mow the lawn or fix the house)?
Are they getting too much retirement and Social Security to qualify for Medicaid? Have you read the long-term care policy and what does it cover--Home Health, Assisted Living or just Nursing Home facilities? The more information that we have ,the better we can give you suggestions that are appropriate to your situation. {Oh, and don't be surprised if your email address gets deleted by the website moderator as email addresses are discouraged.}
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
1 - At-home care programs provided by Medicaid in your state;
2 - If one of the parents is a veteran who served during time of war, an Aid and Attendance pension can reimburse for caregiving costs provided by others, including an adult child;
3 - Private payment from the income(s) of the person receiving care;
Start with an elder law attorney in your state who can get specific about the resources, and draft a written agreement to present to the people who are benefitting from your work (or their agent under POA). Without the written contract you are vulnerable. It helps to prevent arguments and misunderstandings with other family members.
A Caregiver Contract can list the organization of care and other services that are being paid for.
Without a written agreement, an elder who pays you for care could be disqualified from Medicaid coverage if they need nursing home care in the future. Medicaid could consider payments to family members as being "disqualifying transfers."
Some homecare agency (such as the one I work for) accepts Long Term Insurance and will work with the client to spread out approved hours as needed, all you need do is approach the agency (that you prefer), find out if they accept LTC insurance, and let them know that you will need to be an employee in other for them to get that referral.
Your loved one will have to assign the benefit (this is a form signed by the policyholder) to that agency to avoid any direct billing to them, this will allow the agency to bill the insurance directly.
As SnoopyLove had mentioned above, look into a Miller Trust. Here is some information: https://www.agingcare.com/articles/How-to-Use-a-Miller-Trust-for-Medicaid-Eligibility-207367.htm
Wow, it sounds like you have a lot on your plate. It is really hard to get paid for taking care of family members at home and the wages that you earn are below the minimum wage. Have you searched this website and looked at some of the other posts that ask about getting "paid as a caregiver"? You might contact the Area Agency on Aging and see what assistance they can give you.
How are you taking care of them? Do any of them live in their own houses or apartments or do they live with you? Do you assist any of the 4 parents with performing their ADLs (Activities of Daily Living, such as getting dressed, toileting, bathing, feeding oneself, walking, etc.) or do you just do assist them with their Ancillary or Independent Activities of Daily Living--IDLs (such as writing checks, paying bills, shopping, driving a car, making decisions about hiring someone to mow the lawn or fix the house)?
Are they getting too much retirement and Social Security to qualify for Medicaid? Have you read the long-term care policy and what does it cover--Home Health, Assisted Living or just Nursing Home facilities? The more information that we have ,the better we can give you suggestions that are appropriate to your situation. {Oh, and don't be surprised if your email address gets deleted by the website moderator as email addresses are discouraged.}