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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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To get anywhere on this, a fixed decision has to be made as to where mom is a legal resident. (Unless mom has a very significant amount of assets.) Her State of residence will matter if she is to apply for any community based programs, like Medicaids IHHS which will pay for In Home Healthcare Services done by an agency or an eligible family member. Or if going to go into a PACE program. Fwiw LA will have waaaaay more programs for her than TN as LA took Medicaid expansion while TN did not.
If you are going to be for all the anticipated future her caregiver, and Mom is limited in assets, then mom has to become a resident of the State of Louisiana. Look at what LA requires for her to get a permanent ID. It’s in the section on getting LA driver’s license. Somethings are easy, like bills moved to her new address. Some will be more challenging.
One biggie will be to get her direct deposit of her SSA $ going to a bank in your city. If her current bank is also in LA, this will be fairly easy to do. But if not, I’d suggest that you dress nice and take moms old ID, one of her old checks, & one of her past snail mail letters from SSA and go to speak with a bank officer at your own bank to clearly ask how to open a new account for her. Do this so the bank officer can start on this so when you bring your mom in it’s less stressful. Imo you want moms account to be both with you as a signatory on the account and have it as POD (pay on death) to you. Your bank may have their own POA from they will require mom to do so that you can have access to her account. Once all this is done, then you can help mom go online to her existing SSA online account or help her do a new one so that she can do a change of address by SSA to the new bank routing # of that new LA bank account.
All “at need” programs will absolutely require that she is able to show she is at need financially for eligibility. And that means looking a her past bank statements & sources of income. Her bank being the same one you use, will help immensely for this. When going thru her paperwork retain all bank statements going back 5 years & paperwork as to any sale of real property she owned (house, land cars) past 10 years; also any old IRS filings, death certificates of her spouse(s), marriage / divorce paperwork.
Regarding getting “paid”. Simplest would be that you and mom do a caregiver contract in which she pays you to do this or she pays “rent”. Which is best imo very dependent on your own financial & tax situation. Personally I’m of the firm belief that this should never ever be a DIY project but done by an attorney who does elder/estate planning. You want to get this right so that it never ever could be misconstrued as mom “gifting” you $. Plus ya really need to have mom do fresh legal paperwork that fits for how LA law runs. Our laws (I’m in NOLA) are French based not English based as all the other States are. The differences exist especially as to how heirship works. So imo you find an atty to help come up with whatever works best to have mom legitimately pay you and update her legal. Mom pays for all this herself, not you. Lots & lots of multi-generational living situations in LA. So there are Atty’s familiar with how to make this work
Whatever Parish you are in with be a part of your regional Area on Aging. They will have info on community based programs available.
But to be eligible or placed on a list will need for her to be a resident of the State. Same holds true for how she is doing her health insurance other than her MediCARE. She needs something to go with her Original to be her supplemental / gap policy & these are location based. Ditto for Advantage Plans. If something major were to happen, if still using her TN address for enrollment could be a real issue for her non Medicare health insurance to pay.
Your mom may qualify for Aid and Attendance. Please contact your local Veterans Assistance Commission and try to get any paperwork you may have regarding his discharge. (you would be looking for a DD214) If you have no paperwork the Assistance Commission can request papers for you,., In some cases Aid and Attendance is "means based" so they would have to determine if she qualifies financially and her qualifying for Aid and Attendance may be based on his Service. (and if she remarried after your dad she may not qualify at all)
To determine if you might get paid to care for her you can check with your local Senior Service Center and see if they are aware of any programs.
The catch on some of this is the fact that you are in Louisiana and your mom is a resident of Tennessee. You may have to move or she may have to change her residence. there are a few others on this Forum that know a whole heck of a lot and I am sure you will get more info as the day goes on.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you are going to be for all the anticipated future her caregiver, and Mom is limited in assets, then mom has to become a resident of the State of Louisiana. Look at what LA requires for her to get a permanent ID. It’s in the section on getting LA driver’s license. Somethings are easy, like bills moved to her new address. Some will be more challenging.
One biggie will be to get her direct deposit of her SSA $ going to a bank in your city. If her current bank is also in LA, this will be fairly easy to do. But if not, I’d suggest that you dress nice and take moms old ID, one of her old checks, & one of her past snail mail letters from SSA and go to speak with a bank officer at your own bank to clearly ask how to open a new account for her. Do this so the bank officer can start on this so when you bring your mom in it’s less stressful. Imo you want moms account to be both with you as a signatory on the account and have it as POD (pay on death) to you. Your bank may have their own POA from they will require mom to do so that you can have access to her account. Once all this is done, then you can help mom go online to her existing SSA online account or help her do a new one so that she can do a change of address by SSA to the new bank routing # of that new LA bank account.
All “at need” programs will absolutely require that she is able to show she is at need financially for eligibility. And that means looking a her past bank statements & sources of income. Her bank being the same one you use, will help immensely for this. When going thru her paperwork retain all bank statements going back 5 years & paperwork as to any sale of real property she owned (house, land cars) past 10 years; also any old IRS filings, death certificates of her spouse(s), marriage / divorce paperwork.
Regarding getting “paid”. Simplest would be that you and mom do a caregiver contract in which she pays you to do this or she pays “rent”. Which is best imo very dependent on your own financial & tax situation. Personally I’m of the firm belief that this should never ever be a DIY project but done by an attorney who does elder/estate planning. You want to get this right so that it never ever could be misconstrued as mom “gifting” you $. Plus ya really need to have mom do fresh legal paperwork that fits for how LA law runs. Our laws (I’m in NOLA) are French based not English based as all the other States are. The differences exist especially as to how heirship works. So imo you find an atty to help come up with whatever works best to have mom legitimately pay you and update her legal. Mom pays for all this herself, not you. Lots & lots of multi-generational living situations in LA. So there are Atty’s familiar with how to make this work
Whatever Parish you are in with be a part of your regional Area on Aging. They will have info on community based programs available.
But to be eligible or placed on a list will need for her to be a resident of the State. Same holds true for how she is doing her health insurance other than her MediCARE. She needs something to go with her Original to be her supplemental / gap policy & these are location based. Ditto for Advantage Plans. If something major were to happen, if still using her TN address for enrollment could be a real issue for her non Medicare health insurance to pay.
Please contact your local Veterans Assistance Commission and try to get any paperwork you may have regarding his discharge. (you would be looking for a DD214)
If you have no paperwork the Assistance Commission can request papers for you,.,
In some cases Aid and Attendance is "means based" so they would have to determine if she qualifies financially and her qualifying for Aid and Attendance may be based on his Service. (and if she remarried after your dad she may not qualify at all)
To determine if you might get paid to care for her you can check with your local Senior Service Center and see if they are aware of any programs.
The catch on some of this is the fact that you are in Louisiana and your mom is a resident of Tennessee. You may have to move or she may have to change her residence.
there are a few others on this Forum that know a whole heck of a lot and I am sure you will get more info as the day goes on.