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My mom is in assisted living. And I am also quite involved with helping with everything, with my husband pitching it at times as well.


This got me to thinking. What do people do if they don't have any children to help? I have 2 sons, but I am not sure either one would be willing to help out should I be in the same spot in 20 years. I love them both dearly, I just don't know if I can count on them.


But I also wonder about people who have no kids, or anyone else. What happens to them?

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Generally if one is competent to do so they put the future in the hands of a Professional Fiduciary, who will take over conservatorship as needed for a fee. If there are no funds whatsoever then a person often, upon need, becomes a ward of the State and a Fiduciary is appointed by the courts for guardianship, placement, management of funds, of application for State and Federal help when there are no funds.
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If there is no family and the person has not appointed anyone for helping it is possible that at some point the legal system steps in and they are appointed a Guardian. (these are often people that neighbors report to APS, or local departments find out like the Health Department, Fire Department or Police)
A person can appoint anyone they trust to be POA for Health, for Finances in most cases this would be a trusted friend or if they have no one it can be a lawyer that has drawn up POA.
This is why it is important to sit down with family and discuss what it is you want. Discuss where you keep important papers. Be open and honest. Appoint someone to be your voice when you have none.
Not an easy discussion to have but necessary.
Oh, an to make your son's lives easier...
Start getting rid of stuff now.
No one wants your cookie jar collection so sell, donate what you really don't want.
Make copies of family recipes so that they have them
Get rid of the clothes that are in the box in the attic.
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