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No one can take money from a closed account.
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Medicaid does not "take money". Is one of you in need of Medicaid? Co-mingling your money will cause a problem. Medicaid looks at any accounts with the applicants name on them theirs. The other person has to prove differently. There is a a 5 year look back with bank statements. It maybe be questioned why the acct was closed.

Medicare is a health insurance. It does not pay for care.
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