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I'm also in the process of seeing if she can qualify for Medicaid because I can only do a couple months private pay. If she doesn't qualify is there any other solutions? She only has her social security & and a small pension, no other assests. Any thoughts or ideas?

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She will qualify for Medicaid is she needs skilled nursing and has run out of money. What makes you think she won't qualify? If she has a couple of months of savings to pay for the NH, she pays down her account and then Medicaid will take over. You say "I can only do a couple months of private pay", I hope you mean "she". You shouldn't be paying your own money.
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More than likely she can qualify for Medicaid. I think you should speak to the social worker (s) in each of the homes because they are very familiar with the Medicaid qualifications in your state.
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