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One question my family has been curious about is:


Is there any difference in care provided if the spend down occurs at the facility, or outside of it?


My mother is still relatively young - 67. We'd like to keep her out of a facility as long as possible, because she may well live quite a while longer, and it seems like it would be better to give her a year or two outside of a facility before she spends her remaining years there. We're wondering if we should spend that money on in-home care, and then go into a facility on Medicaid (when she's out of money), or if we should pay the $8K/mo. until she's out of money and then converts to Medicaid WITHIN the facility. Does anybody have any experience with this?

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My daughter says no and she is an RN in NHs. She says the aides are not prevy to who is and who is not on Medicaid.

But Medicaid requires 2 to a room. Even private pay is 2 to a room unless u want to pay extra for a private.
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My mother went in NH as private pay and transitioned to Medicaid when the money ran out. She remained in the same room with same care throughout. Our family was always convinced that none of the workers knew which resident paid which way
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