Hello-I have given up on the so called elder attorneys in mom's home town. I am looking for a blueprint on how to handle her accounts like ROTH IRA, bond fund, Metlife insurance with respect to Medicaid. She is still not on Medicaid after a year of DSS paperwork and I would like know if her assets can be protected for final expenses and any other expenses that may crop up. I would like to insure that she can keep as much of her hard earned money as possible. Sorry if this is a dumb question but I have wasted too much time on attorneys that are unavailable, dont understand elder law or uninterested.
If there was a way, I would like to upgrade her nursing home stay to a single room or something. She is really depressed about the home and I am worried. If those funds could go to improving her stay that would be great.
Her situation can't be that unique. I am looking for a general plan to manage her accounts. Perhaps someone here has been in a similar situation.