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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My dad had credit card debt when he went into a nursing home. His health deteriorated quickly. Trying to do the right thing, I called his creditors to explain to them that my dad was dying in a nursing home and would not be capable of paying off his debt. I hung up each time, relieved that I didn't have to deal with that again.
Then his creditors began calling ME! They had my number from when I called them although I never gave them my number. I just called them out of what I thought was courtesy yet they continued to call me. Initially I was patient and explained over and over my dad's situation. The creditors did not try to attach the debt to me, they didn't even threaten to attach it to me. My name wasn't on any of these accounts so I was never liable for anything.
One by one as I received these calls I told them that I prohibited them from calling me any further. I sent each one a letter reiterating my dad's circumstances and my experience fielding calls from their companies. Slowly but surely the calls stopped. But not before each one inquired about an estate. My dad was on Medicaid and had nothing which I explained to these people.
Ugh! I would advise anyone NOT to contact their loved one's creditors. I was never held liable for my dad's debts but the creditors sure did make life unpleasant for a while.
There r people who help people with credit problems. Call your Office of Aging to see if they have this service or know of one. Some are free. I am assuming both husband and son are on Medicaid. If private pay they may owe the money. I would think there would be some way to notify the credit card companies that payments Can't be made. Cards need to be put on hold. I just read that a spouse can be held responsible for a card own by another spouse if there are assets they share. So try to see if you can find someone to help you. Maybe ur bank can help.
Credit Card debt in Canada is not secured debt. The companies take the risk that when they extend credit they may not be able to collect. The counter that risk with the incredible interest they charge on unpaid balances.
If your husband has an estate (do you own a home in both your names?), then the cc companies can attempt to collect from the estate.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Then his creditors began calling ME! They had my number from when I called them although I never gave them my number. I just called them out of what I thought was courtesy yet they continued to call me. Initially I was patient and explained over and over my dad's situation. The creditors did not try to attach the debt to me, they didn't even threaten to attach it to me. My name wasn't on any of these accounts so I was never liable for anything.
One by one as I received these calls I told them that I prohibited them from calling me any further. I sent each one a letter reiterating my dad's circumstances and my experience fielding calls from their companies. Slowly but surely the calls stopped. But not before each one inquired about an estate. My dad was on Medicaid and had nothing which I explained to these people.
Ugh! I would advise anyone NOT to contact their loved one's creditors. I was never held liable for my dad's debts but the creditors sure did make life unpleasant for a while.
If your husband has an estate (do you own a home in both your names?), then the cc companies can attempt to collect from the estate.