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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Yes you do. You can do mirror wills, each leaving everything to the other, plus any additional instructions you might want to consider. It really is best to get an attorney to do this for you properly.
What about personal items? You can append a letter of wishes to your will specifying bequests, if that's the sort of thing you mean. But if you want to be absolutely certain, it's better to give things to individual people while you're fit and well. No errors or arguments that way.
CountryMouse is right. Husbands and wives usually do wills leaving everything to the other spouse if the spouse is alive. If they aren't, the will is used to divide things among the other heirs. It is a handy way to do wills, since it doesn't have to be changed if one of the couple dies.
I'm gonna differ in opinion. I believe if you're asking from strictly a legal standpoint- then no, if absolutely everything is in both your names AND the accounts have "rights of survivorship" stipulations - a will is not necessary. However- and this is a huge however - if there are others in your life - children, siblings etc who think they are entitled or deserving - not having a will could leave the door open to challenge what your intentions really were. It's unlikely any challenge would be successful - with joint ownership of accounts having survivorship- but things could get all mucked up and bogged down. It really is safer to have at least a basic will, leaving everything to your spouse.
As far as the stuff goes - I agree that giving it to whomever while you're still alive is the best way to ensure that the item ends up where you want it to be. But - that deprives you of enjoying it for the time you have left. A letter attached to your will could help with this or some even mark an item with the name of the person they want to have it. Of course this relies on people behaving like civilized human being - which often goes out the window as greed comes in the front door.
But back to the will. For some mysterious reason my father went and took all his important papers - including his will - from his safety deposit box a few months before he passed. We never did find it. Luckily my parents held everything jointly so transferring everything to my mothers name only went smoothly enough. There was one account that was a problem- it did not have survivorship rights. Since the courts only accept the original will - copies are invalid - we had to file "a small estate with no will" - as everything else had already been transferred to my mom, the estate only consisted of this one account. It took months AND a lawyer to get this account resolved. Yes, a will certainly would have come in handy at that point.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
What about personal items? You can append a letter of wishes to your will specifying bequests, if that's the sort of thing you mean. But if you want to be absolutely certain, it's better to give things to individual people while you're fit and well. No errors or arguments that way.
As far as the stuff goes - I agree that giving it to whomever while you're still alive is the best way to ensure that the item ends up where you want it to be. But - that deprives you of enjoying it for the time you have left. A letter attached to your will could help with this or some even mark an item with the name of the person they want to have it. Of course this relies on people behaving like civilized human being - which often goes out the window as greed comes in the front door.
But back to the will. For some mysterious reason my father went and took all his important papers - including his will - from his safety deposit box a few months before he passed. We never did find it. Luckily my parents held everything jointly so transferring everything to my mothers name only went smoothly enough. There was one account that was a problem- it did not have survivorship rights. Since the courts only accept the original will - copies are invalid - we had to file "a small estate with no will" - as everything else had already been transferred to my mom, the estate only consisted of this one account. It took months AND a lawyer to get this account resolved. Yes, a will certainly would have come in handy at that point.