The facility want all assets transferred. A justified request you would think. Assets exceed $1M. Now it's gets sticky with the Facilities contract fine print, which states If the patient becomes uncontrollable or condition exceeds their ability to care (their decision) the patient may be discharged and /or evicted. This could be a Baby Ruth Bar in a swimming poolif things go south. WELL THATS MY NIGHTMARE AND I'M GETTING STABBED WITH IT..... ANY SUGGESTIONS perferrably Legal. Thanks Marc T.
AL staffing cannot support care for patients needing more extensive monitoring, medical conditions, mobility deficits. With their assets however you may be able to augment the AL staffing with private pay aides while they are in AL but I am unsure as I don't know the AL's policy as each can be different.
Again Finances are not my forte but forum members here are very well versed in those.
Is this a memory care AL that specializes in dementia? Do they have a geriatric psychiatrist on staff who can consult in cases where the patient becomes combative or abusive? Does either of your parents have an underlying medical condition that might cause them to need NH, rather than AL care?
You didn't explain the type of facility they are entering, but the admissions office of a facility does not represent the patient's financial interests.
The level of assets you did mention requires that your parents have legal representation in the process of admission, so that they, and you, can understand the options, and be aware of the resources available. If you are designated as a fiduciary for your parents under a Power of Attorney document, you cannot dismiss the duty to protect their interests.
Privately paid nursing home rates are higher than rates paid by Medicaid, which may be available with proper planning. You may be surprised to learn of the options that crisis planning can open up.
You mentioned that you feel like you are enduring a nightmare now. By consulting an elder law attorney in your state, you can open your eyes to the solutions available.