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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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I would consult with an Elder Law attorney who knows Medicaid rules to ensure that the entire situation is evaluated, because, since Medicaid eligibility is partly based on income, rent proceeds might make her income too high and she may jeopardize her benefits. The details would matter.
I'd suggest you pause & think about the long-view situation with the condo. If its owned by an irrevocable trust, you don't have many options. But if it's the case that mom personally owns her condo, think about IF keeping it makes sense.
Mom being on Medicaid requires that the condo - which currently as her homestead is an exempt asset - will become a non exempt asset of her estate upon her death and subject to an attempt of recovery of the value of her estate to repay medicaid for costs paid. This is known as MERP or MERS - it's an estate recoup process & if mom applied from Medicaid after 2005/2006 she is subject to MERP. So that condo will have some sort of lien or claim on it by Medicaid. Just how it's done will depend on your states laws.
Are you aware of this? And are there likely exemptions, exclusions or other reasons that make sense for you to have mom continue to keep the condo, & pay for all costs on the condo (whether rented or from your purse) knowing that it will eventually be subject to an required attempt at recovery by MERP?
Your just a few months into mom at a NH. Based on posters on this site, family carry on paying & doing for about 6 mos on all things "parent", then realize financially & emotionally keeping house, car, storage unit, etc.... all doesn't make sense and they don't have realistically any exclusions, etc to MERP or want to deal with probate. So house gets sold, mom falls off Medicaid and spends down house sale proceeds and applies for Medicaid when she becomes impoverished again. Give some thought if "condo" can work for possibly years & years and if so plan that you will be keeping meticulous records on every penny paid on the condo & doing probate.
Keeping a NH medicaid parents home can be done, it's like having a 2nd or 3rd home (which has costs for possibly years and then however long probate runs) but without guarantee of ownership so runs a risk. Most cannot afford a 2nd home & avoid risk. But if you can, go for it.
I want to clarify my orginal question. My mother went into a nursing home in March and is covered under Medicaid. Her condo maintenance, utilities, insurance and taxes add up to about $449 a month. I was able to rent her condo out as of May 1st for $500 per month, which include all utilities. The lease is for 3 months at a time, as ordered by the Association. This is in the state of Florida. I don't want to make any money on this. I just want to cover the bills.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Mom being on Medicaid requires that the condo - which currently as her homestead is an exempt asset - will become a non exempt asset of her estate upon her death and subject to an attempt of recovery of the value of her estate to repay medicaid for costs paid. This is known as MERP or MERS - it's an estate recoup process & if mom applied from Medicaid after 2005/2006 she is subject to MERP. So that condo will have some sort of lien or claim on it by Medicaid. Just how it's done will depend on your states laws.
Are you aware of this?
And are there likely exemptions, exclusions or other reasons that make sense for you to have mom continue to keep the condo, & pay for all costs on the condo (whether rented or from your purse) knowing that it will eventually be subject to an required attempt at recovery by MERP?
Your just a few months into mom at a NH. Based on posters on this site, family carry on paying & doing for about 6 mos on all things "parent", then realize financially & emotionally keeping house, car, storage unit, etc.... all doesn't make sense and they don't have realistically any exclusions, etc to MERP or want to deal with probate. So house gets sold, mom falls off Medicaid and spends down house sale proceeds and applies for Medicaid when she becomes impoverished again. Give some thought if "condo" can work for possibly years & years and if so plan that you will be keeping meticulous records on every penny paid on the condo & doing probate.
Keeping a NH medicaid parents home can be done, it's like having a 2nd or 3rd home (which has costs for possibly years and then however long probate runs) but without guarantee of ownership so runs a risk. Most cannot afford a 2nd home & avoid risk. But if you can, go for it.