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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
That is, your mother will be expected to pay her own way to the extent that she can.
If your mother is married and her husband is still in their home, then part of her check may be used for his upkeep. Having a spouse in the community does change things a bit.
Medicaid is a needs-based entitlement program. For NH Medicaid, the state will require (unless there is a community spouse or other significant legal circumstance) that ALL of their monthly income LESS their personal needs allowance is paid to the NH. So say mom get's $ 800 in SS and $ 1,000 in retirement/annunity a month; her monthly income is $ 1,800.00 and her state has the personal needs allowance @ $ 60 a month. Then every month she has to pay the NH $ 1,740.00 in order to be in compliance with Medicaid's requirements. The $ 60 can either be in her bank account or some NH require that it goes into a separate individual trust account @ the NH and then you withdraw as needed for her clothing, shoes, etc or she can withdraw on the trust account to pay for the hairdresser @ the NH or buy from the canteen @ the NH.
If mom has debt like a mortgage or still owns her home or a car, then it is going to be difficult for her to pay the whatever's for those items. Realistically if she has a home or car, then family will have to pay for all related to the home (insurance, yard work, utilities, taxes) as the $ from her personal needs allowance isn't enough to pay for her things needed for her NH stay (like a monthly beauty shop visit) and house stuff. Good luck.
Yes...the reason for this is that the typical nursing home costs $10,000-$14,000 a MONTH. My mother does receive $50 a month for incidentals, get her nails and hair done, play BINGO, etc...at the facility but the rest is taken by Medicaid to defray nursing home costs.
igloo572- I am in NY and Mom is currently a resident at a skilled nursing facility in Oakdale, NY.
I know that Medicaid is a joint Federal/State program so maybe the guidelines are different for each state.
The way it works for us is that Mom's Social Security check is taken by Medicaid less $50 a month that gets deposited into her business account at the nursing home.
There is no cable bill or any other bills (but then again at $14,000 a month they bill the government there better not be). That $50 is for her BINGO, nails and the occasional trip they take to a restaurant for lunch.
My brother and I supplement that when it gets low...and also bring Mom her 'goodies' each week...chips and snacks, stuff like that, to try and make the place as much like home as possible,
Tony - what state is your mom in? I'm just curious as to how states differ in the "allowance". For Texas it's $ 60 a month & really I think was set at that amount as cable is like $ 40 a mo & hairdresser $ 20 and most NH don't provide for cable
Tony thanks for the info on NY. You know the 14large may be the private pay rate and not whatever the state of NY is reinbursing the NH. My mom's NH in TX is $ 8,900 for private pay but takes Medicaid and the state reinbursement rate is under $ 145.00 a day or about $5,300.00 a year. Quite a gap. The NH does NOT take long term care insurance though. My mom spends her $ 60 on the beauty shop, candy and hair barrette's and the occasional magazine.
Igloo, actually the '14 large' is what is on the Medicaid acceptance paperwork...so that's what Medicaid is paying. My jaw almost hit the table when I saw that.
I know that the rates for nursing homes vary greatly throughout the country.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
That is, your mother will be expected to pay her own way to the extent that she can.
If your mother is married and her husband is still in their home, then part of her check may be used for his upkeep. Having a spouse in the community does change things a bit.
If mom has debt like a mortgage or still owns her home or a car, then it is going to be difficult for her to pay the whatever's for those items. Realistically if she has a home or car, then family will have to pay for all related to the home (insurance, yard work, utilities, taxes) as the $ from her personal needs allowance isn't enough to pay for her things needed for her NH stay (like a monthly beauty shop visit) and house stuff. Good luck.
I know that Medicaid is a joint Federal/State program so maybe the guidelines are different for each state.
The way it works for us is that Mom's Social Security check is taken by Medicaid less $50 a month that gets deposited into her business account at the nursing home.
There is no cable bill or any other bills (but then again at $14,000 a month they bill the government there better not be). That $50 is for her BINGO, nails and the occasional trip they take to a restaurant for lunch.
My brother and I supplement that when it gets low...and also bring Mom her 'goodies' each week...chips and snacks, stuff like that, to try and make the place as much like home as possible,
I know that the rates for nursing homes vary greatly throughout the country.