I have read so many posts about children of elderly parents coming to their aid, either at home or in facilities. But what happens when a senior has no children and no family?
I remember many years ago, my mom found out that our former babysitter, Sadie, was living in a run-down trailer and wasn't even getting social security. Sadie was dirty and poorly dressed. Mom got her cleaned up, took her clothes shopping, then to the hair dresser, and looked into getting her social security on track. I am sure Mom contacted Social Services but I don't know what happened to Sadie after that.
What happens when a senior is living alone with no one who cares what happens to her? If someone contacts Social Services, what happens then? Will the State put her in some type of facility and take her Social Security as payment?
Not all situations are as dire as the one you speak of, although there are far too many Seniors around today who are living in that situation with no help.
A few years ago, due to my husband’s medical bills, house repairs and my mother’s death, which cost us $7,000 we didn’t have, our finances took a huge hit and this year, we filed for bankruptcy. Now, we do have two Social Security checks and I have a minimum-wage job that helps a bit. I should be enjoying my retirement but I can’t. There is no help for us. I have applied to dozens and dozens of agencies who strut and crow about how they “help” Seniors. My last effort resulted in a misunderstanding that sent two policeman to our home for a “well-check” as requested by an overzealous caseworker from APS. The agencies I have applied to tell us we don’t qualify for aid because our income is anywhere from $150 to $1000 over their limit. I’ve said here before that we can’t pay our bills but we make “too much” to qualify for any help. No one will offer us help unless we’re living in a cardboard box under an overpass. Am I bitter? H**l yes! We have fallen through the proverbial cracks. Sometimes I feel like I’ll be working until my beloved dog and hubby pass and I can walk away from the money pit of a house we should never have bought. So, my heart aches for those Seniors you spoke of, but these issues go far beyond, and there is no help in sight. .
My mom visited her a few times, but now my mom has Alz. and has forgotten all her friends, including the one in the NH. So very sad. Growing old then losing one's mind is a terrible thing.
Margaret was experiencing illusions, some of which frightened her terribly so that she would call her visiting Aide. Fortunately the Nurse and I knew each other; therefore I was able to maintain things from escalating to a state level.
However it was not long before the assigned visiting Aide was changed. I was told that these things happen. So we hoped for the best. Then came the new Aide. Both she and I met during one of my mid afternoon drop ins to check on Miss Margaret, who by now, I would say, was 90 and very frail by this time. Her hallucinations had become ever so increasing. As I spoke with the Aide about Margaret as an important member of our neighborhood and how there were some of us who were looking out for her: "so here is my phone number. Please call me at any time day or night if there is a concern." The following day I stopped by, but no one was home. Margaret was gone. The Aide notified the State Individual in charge and soon after an ambulance was dispatched and Margaret was removed and eventually found herself a permanent Ward of the State. I was told by the powers that be: Your name did not appear on any document as a care giver to her; Therefore you have no right to interfere. You can and will not be allowed to visit her if you choose to interfere. I continued to visit Margaret for about a year and a half. By this time she was an empty shell of a person, but not before I was able to express to her to the best of my ability of what had happened and why, even while speaking to her of God's love for her.
Just when you think you've got it covered, there it is: 'The devil in the details'
Ask questions, Keep a log, hold people accountable as you would want to be held. But most importantly do it out of love, oh and if you really mean I,t create a document and have it notarized so that what happened to me doesn't happen to you, or the one that you love. The best of luck!
My understanding is that the trust is non revocable and the state is the beneficiary, it is not allowed in every state but sure worth checking.